CHROMOS OHMS LIMITED
🏛️Establishedactive
SC643637 · ltd · incorporated 2019-10-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 69-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
9 live charges · 2 lenders · oldest 6.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-02-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-13🔓Charge satisfied #3
- 2025-09-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-15🔓Charge satisfied #1
- 2025-08-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-12🔒Charge registered #9Lender: The Mortgage Lender Limited
- 2025-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-09🔓Charge satisfied #5
- 2025-07-09🔓Charge satisfied #4
- 2025-07-09🔓Charge satisfied #2
- 2025-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-02🔒Charge registered #8Lender: The Mortgage Lender Limited
- 2025-06-02🔒Charge registered #7Lender: The Mortgage Lender Limited
- 2025-06-02🔒Charge registered #6Lender: The Mortgage Lender Limited
- 2024-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-05🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2019-11-05🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2019-11-05🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2019-11-01🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2019-11-01🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2019-10-07🏢Company incorporatedAs CHROMOS OHMS LIMITED
- 2019-10-07➕TURCAN CONNELL COMPANY SECRETARIES LIMITED appointedcorporate-secretary
- 2019-10-07➕MARNOCH, Christine Elizabeth appointeddirector
- 2019-10-07➕MARNOCH, Kenneth Alexander appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·4 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-08-12: A registered charge; 2025-06-02: A registered charge; 2025-06-02: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Christine Elizabeth Marnoch Individual · British · DOB 04/1957 · age 69 | 75–100% | 25–50% | 75-100% shares · 75-100% voting | 07/10/2019 |
Mr Kenneth Alexander Marnoch Individual · British · DOB 04/1967 · age 59 | — | 25–50% | 25-50% voting | 07/10/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-10-07
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
C/O Turcan Connell Princes Exchange
Earl Grey Street
Edinburgh
Midlothian
EH3 9EE
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (3 active · 0 resigned)
TURCAN CONNELL COMPANY SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2019-10-07
View their other companies + combined net worth →
MARNOCH, Christine Elizabeth→
Activedirector · ~69y · appointed 2019-10-07
View their other companies + combined net worth →
MARNOCH, Kenneth Alexander→
Activedirector · ~59y · appointed 2019-10-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
4
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 12/08/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 02/06/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 02/06/2025 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 02/06/2025 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/11/2019 | 09/07/2025 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/11/2019 | 09/07/2025 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/11/2019 | 13/02/2026 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 01/11/2019 | 09/07/2025 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 01/11/2019 | 15/09/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-07
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-10
change-person-director-company-with-change-date
officers · CH01
2023-10-09