CHROMOS OHMS LIMITED

🏛️Establishedactive
SC643637 · ltd · incorporated 2019-10-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.7y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Oct 2024
Net worth
book net assets
Opportunity
75/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 69-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

9 live charges · 2 lenders · oldest 6.7y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Oct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2026-02-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-02-13
    🔓
    Charge satisfied #3
  3. 2025-09-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-09-15
    🔓
    Charge satisfied #1
  5. 2025-08-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-08-12
    🔒
    Charge registered #9
    Lender: The Mortgage Lender Limited
  7. 2025-07-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2025-07-09
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2025-07-09
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2025-07-09
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2025-07-09
    🔓
    Charge satisfied #5
  12. 2025-07-09
    🔓
    Charge satisfied #4
  13. 2025-07-09
    🔓
    Charge satisfied #2
  14. 2025-06-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2025-06-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2025-06-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2025-06-02
    🔒
    Charge registered #8
    Lender: The Mortgage Lender Limited
  18. 2025-06-02
    🔒
    Charge registered #7
    Lender: The Mortgage Lender Limited
  19. 2025-06-02
    🔒
    Charge registered #6
    Lender: The Mortgage Lender Limited
  20. 2024-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2023-10-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2023-10-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  23. 2023-10-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  24. 2023-10-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  25. 2023-08-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  26. 2022-10-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  27. 2022-10-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  28. 2022-10-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  29. 2021-09-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  30. 2019-11-05
    🔒
    Charge registered #5
    Lender: Shawbrook Bank Limited
  31. 2019-11-05
    🔒
    Charge registered #4
    Lender: Shawbrook Bank Limited
  32. 2019-11-05
    🔒
    Charge registered #3
    Lender: Shawbrook Bank Limited
  33. 2019-11-01
    🔒
    Charge registered #2
    Lender: Shawbrook Bank Limited
  34. 2019-11-01
    🔒
    Charge registered #1
    Lender: Shawbrook Bank Limited
  35. 2019-10-07
    🏢
    Company incorporated
    As CHROMOS OHMS LIMITED
  36. 2019-10-07
    TURCAN CONNELL COMPANY SECRETARIES LIMITED appointed
    corporate-secretary
  37. 2019-10-07
    MARNOCH, Christine Elizabeth appointed
    director
  38. 2019-10-07
    MARNOCH, Kenneth Alexander appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Christine Elizabeth Marnoch
Individual · British · DOB 04/1957 · age 69
75100%
25–50%75-100% shares · 75-100% voting07/10/2019
Mr Kenneth Alexander Marnoch
Individual · British · DOB 04/1967 · age 59
25–50%25-50% voting07/10/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
LANDWARD SECURITIES (EDINBURGH) LIMITED
SC052040 · est 1972
£3.62M
£3.07M£4.16M
£3.62M53y8362y
TEAM SCOTLAND LTD.
SC282486 · est 2005
£1.97M
£1.67M£2.26M
£1.97M21y8363y
GATEWAY GLASGOW LTD
SC219530 · est 2001
£1.34M
£1.14M£1.54M
£1.34M25y8364y
PAMABER PROPERTIES LIMITED
SC147392 · est 1993
£1.21M
£1.03M£1.39M
£1.21M32y8378y
LYNE PROPERTIES (EDINBURGH) LIMITED
SC028226 · est 1951
£1.12M
£947.9k£1.28M
£1.12M75y8385y
SANTOSHI ENTERPRISE LIMITED
SC251221 · est 2003
£669.9k
£569.4k£770.4k
£669.9k23y8364y
FACTOTUM (SCOTLAND) LIMITED
SC246244 · est 2003
£338.5k
£287.7k£389.2k
£338.5k23y8374y
DREGHORN DEVELOPMENTS LIMITED
SC319606 · est 2007
£194.4k
£165.3k£223.6k
£194.4k19y8359y
REDS RELAX ENJOY DEVELOP LIMITED
SC293103 · est 2005
£12.3k
£10.4k£14.1k
£12.3k20y8360y
CODEBASE LTD
SC437306 · est 2012
£11.72M960013y8460y
CLOCKWORK PROPERTIES LIMITED
SC197325 · est 1999
£400.3k20027y8355y
JEDDERFIELD INVESTMENTS LIMITED
SC502005 · est 2015
£19.5k011y8369y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-10-07
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

C/O Turcan Connell Princes Exchange
Earl Grey Street
Edinburgh
Midlothian
EH3 9EE
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06

Officers (3 active · 0 resigned)

TURCAN CONNELL COMPANY SECRETARIES LIMITED
corporate-secretary · appointed 2019-10-07
View their other companies + combined net worth →
Active
MARNOCH, Christine Elizabeth
director · ~69y · appointed 2019-10-07
View their other companies + combined net worth →
Active
MARNOCH, Kenneth Alexander
director · ~59y · appointed 2019-10-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
4
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property12/08/2025
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property02/06/2025
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property02/06/2025
outstanding
The Mortgage Lender
The Mortgage Lender Limited
A registered charge1 property02/06/2025
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge1 property05/11/201909/07/2025
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge1 property05/11/201909/07/2025
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge1 property05/11/201913/02/2026
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge1 property01/11/201909/07/2025
satisfied
Shawbrook
Shawbrook Bank Limited
A registered charge1 property01/11/201915/09/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (32 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-07
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-10
change-person-director-company-with-change-date
officers · CH01
2023-10-09