FISHER & DONALDSON (CUPAR) LIMITED
🏛️Establishedactive
SC656669 · ltd · incorporated 2020-03-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 79/100 (strong), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 6.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-08📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-15📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄capital-alter-shares-subdivisioncapital · SH02
- 2023-04-18📄capital-name-of-class-of-sharescapital · SH08
- 2023-04-05📄resolutionresolution · RESOLUTIONS
- 2023-04-05📄memorandum-articlesincorporation · MA
- 2023-04-05📄resolutionresolution · RESOLUTIONS
- 2023-04-05📄resolutionresolution · RESOLUTIONS
- 2023-03-01📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2022-03-30📄resolutionresolution · RESOLUTIONS
- 2022-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-01➕MILNE, Chloe May Suzanne appointeddirector
- 2021-12-01➕MILNE, Jade Elisabeth appointeddirector
- 2021-09-02📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2021-09-01📄resolutionresolution · RESOLUTIONS
- 2020-04-01➕MILNE, Ben appointeddirector
- 2020-03-10🔒Charge registered #1Lender: Alexander Roger Milne
- 2020-03-06🏢Company incorporatedAs FISHER & DONALDSON (CUPAR) LIMITED
- 2020-03-06➕MILNE, James Eric appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Eric Milne Individual · British · DOB 03/1957 · age 69 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GRAHAM BIRSE CONSULTING LIMITED→ SC546642 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| GRILL 48 LTD→ SC393638 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| HIGH ACCESS RESCUE TEAM→ SC266788 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| HOLLYWOOD NAILS & SPA INVERKEITHING LIMITED→ SC791792 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| IANOREMAC LIMITED→ SC552133 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| INTELLIGROUP UK SERVICES LTD→ SC811132 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| IWA GROUP LTD→ SC332319 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| JJMS TRADING LTD→ SC492992 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| JJW DETAILING LTD→ SC803510 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| JLC COMMERCIAL CLEANING LTD→ SC681482 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| JMC AGRICULTURAL CONTRACTS LIMITED→ SC452463 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| JMNB LTD→ SC872156 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-06
Jurisdictionscotland
Primary SIC96090 — Other service activities n.e.c.
Registered office
Fisher & Donaldson
Ceres Road
Cupar
Fife
KY15 5JT
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-09
Last: 2025-08-26
Officers (4 active · 0 resigned)
Active
MILNE, Chloe May Suzanne→
Activedirector · ~38y · appointed 2021-12-01
View their other companies + combined net worth →
MILNE, Jade Elisabeth→
Activedirector · ~36y · appointed 2021-12-01
View their other companies + combined net worth →
MILNE, James Eric→
Activedirector · ~69y · appointed 2020-03-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Alexander Roger Milne | A registered charge | 1 property | 10/03/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2025-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-27
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2024-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-06
capital-alter-shares-subdivision
capital · SH02
2023-04-25
capital-name-of-class-of-shares
capital · SH08
2023-04-18
resolution
resolution · RESOLUTIONS
2023-04-05
memorandum-articles
incorporation · MA
2023-04-05
resolution
resolution · RESOLUTIONS
2023-04-05
resolution
resolution · RESOLUTIONS
2023-04-05
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2023-03-01