SSW PROPERTY LTD

💤Zombieactive

SC661460 · ltd · incorporated 2020-05-19

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

Why now

Window closing · medium confidence

Getting harder to buy cheaply — 2 signals strengthening over the last 30 days.

· Bankability: 80 → 85
· Filings: 19 → 20

What changed my view

Last 30 days

Picture improved over the last 30 days — 2 positive signals vs 0 negative.

↑Bankability: 80 → 85
↑Filings: 19 → 20

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£-56.2k

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

ALSO REGISTERED FOR

68209Other letting and operating of own or leased real estate

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

1 live charge · oldest 4.6y

35/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Charge age ~4.6 years — mid-life; refi window approaching.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

3 officers (1 active, 3 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

20 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Negative net assets

Liabilities exceed assets by £56,241

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£56k

↓ 40% YoY

Current Assets

£653

↓ 69% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2024-12-31	2023-12-31
Total assets	£44.5k	£60.5k
Current assets	£653	£2.1k
Net assets	£-56.2k	£-40.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 mortgage

Last 180 days

filings

• 2 persons-with-significant-control
• 2 officers
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2026-05-13
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-13
🔓
Charge satisfied #1
2026-01-29
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-18
➕
SCOTT-WOODHOUSE, Calum William Lloyd appointed
director
2026-01-18
➖
WOODHOUSE, Ashley Lloyd resigned
director
2025-08-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-26
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-25
🔒
Charge registered #1
Lender: Mortgage Works (UK) PLC
2021-09-13
➖
SCOTT-WOODHOUSE, Struan Cameron resigned
director
2021-09-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-08-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-20
📄
change-account-reference-date-company-current-shortened
accounts · AA01
2020-05-19
🏢
Company incorporated
As SSW PROPERTY LTD
2020-05-19
➕
SCOTT-WOODHOUSE, Struan Cameron appointed
director
2020-05-19
➕
WOODHOUSE, Ashley Lloyd appointed
director
2020-05-19
📄
incorporation-company
incorporation · NEWINC

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Calum William Lloyd Scott-Woodhouse Individual · British · DOB 04/1986 · age 40	75–100%	75–100%	75-100% shares · 75-100% voting	18/01/2026

1 historic (ceased) PSC

Mr Ashley Lloyd Woodhouseceased 18/01/2026· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BLAVEN LIMITED→ SC160238 · est 1995	£1.94M £1.65M–£2.24M	—	£1.94M	—	30y	83	73y
REDDLEMAN PROPERTIES LIMITED→ SC210065 · est 2000	£1.04M £882.8k–£1.19M	—	£1.04M	—	25y	82	61y
PURESURF LIMITED→ SC186167 · est 1998	£839.5k £713.6k–£965.4k	—	£839.5k	—	28y	82	65y
GLENVICASKILL DEVELOPMENTS LIMITED→ SC235334 · est 2002	£658.2k £559.5k–£756.9k	—	£658.2k	—	23y	82	82y
W. & A.B. RICHARDSON LIMITED→ SC022381 · est 1943	£561.0k £476.8k–£645.1k	—	£561.0k	—	83y	82	63y
GEDDES PROPERTIES (NAIRN) LIMITED→ SC141250 · est 1992	£538.2k £457.5k–£618.9k	—	£538.2k	—	33y	82	65y
FINDHORN SALMON FISHINGS LIMITED→ SC030593 · est 1955	£291.2k £247.5k–£334.9k	—	£291.2k	—	71y	82	77y
FAIRFIELD PROPERTIES (INVERNESS) LTD.→ SC244714 · est 2003	£217.0k £184.5k–£249.6k	—	£217.0k	—	23y	82	75y
NORTHLANDS PROPERTIES LIMITED→ SC195787 · est 1999	£214.5k £182.3k–£246.6k	—	£214.5k	—	27y	83	59y
CRUACHAN FLATS LIMITED→ SC242899 · est 2003	£148.1k £125.9k–£170.3k	—	£148.1k	—	23y	82	77y
BELVOIR LETTINGS (MORAY) LTD→ SC302163 · est 2006	£124.4k £105.7k–£143.0k	—	£124.4k	—	20y	82	67y
CAMERON HARRIS LTD.→ SC241344 · est 2002	£93.0k £79.0k–£106.9k	—	£93.0k	—	23y	82	78y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2020-05-19

Jurisdictionscotland

Primary SIC68100 — Buying and selling of own real estate

Registered office

6 Marine Terrace

Rosemarkie

Fortrose

IV10 8UL

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-03-24

Last: 2026-03-10

Officers (1 active · 2 resigned)

SCOTT-WOODHOUSE, Calum William Lloyd→

director · ~40y · appointed 2026-01-18

View their other companies + combined net worth →

Active

SCOTT-WOODHOUSE, Struan Cameron→

director · ~36y · appointed 2020-05-19 · resigned 2021-09-13

Resigned

WOODHOUSE, Ashley Lloyd→

director · ~63y · appointed 2020-05-19 · resigned 2026-01-18

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Mortgage Works (UK) Mortgage Works (UK) PLC	A registered charge	1 property	25/11/2021	13/05/2026

Recent filings (20 total)

mortgage-satisfy-charge-full

mortgage · MR04

2026-05-13

confirmation-statement-with-updates

confirmation-statement · CS01

2026-03-10

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC01

2026-01-29

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2026-01-29

appoint-person-director-company-with-name-date

officers · AP01

2026-01-29

termination-director-company-with-name-termination-date

officers · TM01

2026-01-29

accounts-with-accounts-type-micro-entity

accounts · AA

2025-08-26

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-04-15

accounts-with-accounts-type-micro-entity

accounts · AA

2024-09-30

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-04-12

accounts-with-accounts-type-micro-entity

accounts · AA

2023-09-29

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-05-29

accounts-with-accounts-type-micro-entity

accounts · AA

2022-09-30

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-06-10

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2021-11-26