DUMFRIES RENTALS LIMITED
🌿Early-stageactive
SC710719 · ltd · incorporated 2021-09-28
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£9.0k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.9y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £8,979
Net assets shrinking
Down £2,807 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£9k
↓ 24% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £89.2k | £89.7k |
| Net assets | £9.0k | £11.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2025-06-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-09🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2021-09-28🏢Company incorporatedAs DUMFRIES RENTALS LIMITED
- 2021-09-28➕MINTO, William Thomas appointedsecretary
- 2021-09-28➕MINTO, Lesley Joyce appointeddirector
- 2021-09-28➕MINTO, William Thomas appointeddirector
- 2021-09-28📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Thomas Minto Individual · British · DOB 07/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/09/2021 |
Mrs Lesley Joyce Minto Individual · British · DOB 02/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/09/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CATHERINEFIELD PROPERTIES LTD→ SC388898 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CRAIGIEBROOK LTD→ SC666112 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DUMFRIES AND GALLOWAY HOMES LIMITED→ SC304439 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| FLEETBANK HOUSE LTD→ 13867352 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HAYTON COULTHARD FREIGHT FORWARDING LIMITED→ SC030188 · est 1954 · no financials extracted | — | — | — | — | 71y | — | — |
| HOWATS PROPERTIES LIMITED→ SC821226 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HUNTER'S PROPERTIES LTD→ SC854041 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HUNTINGDON HOUSE LTD→ SC813695 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HUTCHINSON INVESTMENT PROPERTIES LTD→ SC598324 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| IRVWOOD LTD→ SC642940 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ISLE OF WHITHORN LEISURE LIMITED→ SC055894 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| J B W PROPERTY INVESTMENTS LIMITED→ SC756930 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-09-28
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
15 Gullane Way
Dumfries
DG1 3GX
United Kingdom
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-11-19
Last: 2025-11-05
Officers (3 active · 0 resigned)
MINTO, William Thomas→
Activesecretary · appointed 2021-09-28
View their other companies + combined net worth →
MINTO, Lesley Joyce→
Activedirector · ~56y · appointed 2021-09-28
View their other companies + combined net worth →
MINTO, William Thomas→
Activedirector · ~64y · appointed 2021-09-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 09/06/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (10 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-13
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-05
incorporation-company
incorporation · NEWINC
2021-09-28