MCPHEE PROPERTIES LTD
- · Oldest live charge 3.1y old — refinance window within 12 months
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 3.1y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.1 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (11 events)Click to expand
- 2025-10-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-29🔒Charge registered #1Lender: Paragon Bank PLC
- 2022-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-03📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-10-04🏢Company incorporatedAs MCPHEE PROPERTIES LTD
- 2021-10-04➕MCPHEE, Carol Louise appointeddirector
- 2021-10-04➕MCPHEE, Jason Thomas appointeddirector
- 2021-10-04📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MCPHEE" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Carol Louise Mcphee Individual · Scottish · DOB 03/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/10/2021 |
Mr Jason Thomas Mcphee Individual · Scottish · DOB 01/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/10/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LOCHABER APARTMENTS LTD→ SC588660 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| MITCHELL SCOTTISH PROPERTIES LIMITED→ SC563564 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| MMCF PROPERTIES LTD→ SC661466 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| MOARK LIMITED→ SC367316 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| MOLLYLETTS LIMITED→ SC598535 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MONTANA MANAGEMENT (DUNDEE) LIMITED→ SC344940 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| MORISON FAMILY PROPERTIES LTD→ SC800899 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| MORRISONS PROPERTY (DUNDEE) LIMITED→ SC445793 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| MORVEN ESTATES LIMITED→ SC241424 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MWM PROPERTY CONSULTANTS LTD.→ SC475400 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| N E ASSETS LTD→ SC730147 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| NAIRNE PROPERTIES LIMITED→ SC545766 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 29/03/2023 | — |