CALEDONIA CAPITAL LIMITED
🌿Early-stageactive
SC719417 · ltd · incorporated 2022-01-11
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£-142.4k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £142,353
Key financials
1 year extracted from filed iXBRL accountsCash
£84k
Net Worth
-£142k
Current Assets
£850k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 |
|---|---|
| Total assets | £-142.4k |
| Current assets | £849.7k |
| Cash | £83.7k |
| Debtors | £766.0k |
| Net assets | £-142.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-03-20📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2025-11-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-02-04📄capital-allotment-sharescapital · SH01
- 2025-01-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-27📄capital-name-of-class-of-sharescapital · SH08
- 2024-11-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-11📄capital-allotment-sharescapital · SH01
- 2023-11-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-06➕TRAVERS, David William appointeddirector
- 2022-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-11🏢Company incorporatedAs CALEDONIA CAPITAL LIMITED
- 2022-01-11➕TRAVERS, Laura Anne Parker appointeddirector
- 2022-01-11📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David William Travers Individual · British · DOB 02/1982 · age 44 | 75–100% | — | 75-100% shares | 11/03/2024 |
Mrs Laura Anne Parker Travers Individual · British · DOB 05/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/01/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARDMORE FINANCIAL PLANNING LIMITED→ SC363882 · est 2009 | — | — | — | 800 | 16y | 83 | 58y |
| ARCHIBALD MACINNES AND COMPANY LIMITED→ SC031316 · est 1956 | — | — | £1.24M | — | 70y | 82 | 76y |
| DUCKETT FAMILY INVESTMENTS LIMITED→ SC838585 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GB FINANCIAL SERVICES LIMITED→ SC554846 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| GERUT PROPERTIES LTD→ SC786668 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MV FINANCE LTD→ SC552652 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| NANCI CREEDON HOLDINGS LTD→ SC829800 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ORCHARD FINANCIAL PLANNERS LIMITED→ SC393200 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| S & L BARBOUR INVESTMENTS LTD→ SC592699 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| SCM MORTGAGE LTD→ SC639683 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| SIGNATURE BY SHAMA LIMITED→ SC632133 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| STEWART MORTGAGE & PROTECTION SOLUTIONS LTD→ SC761377 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-01-11
Jurisdictionscotland
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
Calder House 8 South Caldeen Road
Suite 15
Coatbridge
ML5 4EG
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-24
Last: 2026-01-10
Officers (2 active · 0 resigned)
TRAVERS, David William→
Activedirector · ~44y · appointed 2022-12-06
View their other companies + combined net worth →
TRAVERS, Laura Anne Parker→
Activedirector · ~43y · appointed 2022-01-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (18 total)
accounts-amended-with-made-up-date
accounts · AAMD
2026-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-04
capital-allotment-shares
capital · SH01
2025-02-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-30
capital-name-of-class-of-shares
capital · SH08
2025-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-12
capital-allotment-shares
capital · SH01
2024-03-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-27