SMART PROPERTY INVESTMENTS GROUP LTD
Opportunity 66/100 (strong), bankability 62/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 2.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.1 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £460.8k | £153.2k |
| Current assets | £101.4k | £2.0k |
| Net assets | £43.4k | £-58.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 3 mortgage
- • 1 confirmation-statement
- • 3 mortgage
- • 1 confirmation-statement
Corporate timeline (20 events)Click to expand
- 2026-04-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-29🔓Charge satisfied #3
- 2026-03-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-02🔒Charge registered #4Lender: Godiva Mortgages Limited
- 2026-02-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-24🔓Charge satisfied #2
- 2025-10-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-11🔒Charge registered #2Lender: Lendinvest Security Trustees Limited
- 2025-06-02🔒Charge registered #3Lender: Lendinvest Security Trustees Limited
- 2024-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-05🔒Charge registered #1Lender: Aldermore Bank PLC
- 2023-11-22📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-11-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-14🏢Company incorporatedAs SMART PROPERTY INVESTMENTS GROUP LTD
- 2022-05-14➕CONQUER, David Edward appointeddirector
- 2022-05-14➕HENDRIE, Mark George appointeddirector
- 2022-05-14📄incorporation-companyincorporation · NEWINC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-02: A registered charge; 2025-06-11: A registered charge; 2025-06-02: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Edward Conquer Individual · British · DOB 10/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 14/05/2022 |
Mr Mark George Hendrie Individual · British · DOB 05/1992 · age 34 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 14/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| TULLYBEAGLES LIMITED→ SC352935 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| TWEEDDALE COURT (EDINBURGH) LIMITED→ SC074222 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
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| U.Z. PROPERTIES LIMITED→ SC686120 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| UM PROPERTY MANAGEMENT LIMITED→ SC797099 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| UMEGA ESTATE AGENTS LIMITED→ SC690316 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| UMEGA NEW HOMES LIMITED→ SC694772 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| UNICORN MARKETS C.I.C.→ SC760209 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| V&A HOUSES LTD→ SC788882 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| VISSER DEVELOPMENTS LTD→ SC796661 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| VISSER NORTH EAST PROPERTY INVESTMENTS LTD→ SC863574 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 02/03/2026 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 11/06/2025 | 24/02/2026 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 02/06/2025 | 29/04/2026 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 05/04/2024 | — |