SHARPE LIMITED

🌿Early-stageactive
SC763835 · ltd · incorporated 2023-03-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
69/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 69/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 3.0y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 3.0 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 mortgage
Last 180 days
5
filings
  • 3 mortgage
  • 1 confirmation-statement
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-04-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-04-14
    🔒
    Charge registered #3
    Lender: Lendinvest Btl Limited
  3. 2026-03-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2026-03-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2026-03-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2026-03-19
    🔓
    Charge satisfied #2
  7. 2026-03-19
    🔓
    Charge satisfied #1
  8. 2025-05-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-08-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-07-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2023-07-17
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  12. 2023-07-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2023-07-13
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  14. 2023-03-27
    🏢
    Company incorporated
    As SHARPE LIMITED
  15. 2023-03-27
    SHARPE, Ben Sebastian appointed
    director
  16. 2023-03-27
    SHARPE, Neil Alistair appointed
    director
  17. 2023-03-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "SHARPE" — strong identity link between founder and business.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Neil Alistair Sharpe
Individual · English · DOB 01/1970 · age 56
2550%
25–50%board control25-50% shares · 25-50% voting · board control27/03/2023
Mr Ben Sebastian Sharpe
Individual · Scottish · DOB 07/2004 · age 22
2550%
25–50%board control25-50% shares · 25-50% voting · board control27/03/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-03-27
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

72 Culduthel Mains Crescent
Culduthel
Inverness
IV2 6RG
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26

Officers (2 active · 0 resigned)

SHARPE, Ben Sebastian
director · ~22y · appointed 2023-03-27
View their other companies + combined net worth →
Active
SHARPE, Neil Alistair
director · ~56y · appointed 2023-03-27
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
LendInvest
Lendinvest Btl Limited
A registered charge1 property14/04/2026
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property17/07/202319/03/2026
satisfied
Together Money
Together Commercial Finance Limited
A registered charge13/07/202319/03/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-27
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-19
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-14
incorporation-company
incorporation · NEWINC
2023-03-27