CCL REAL ESTATE LIMITED

🌿Early-stageactive
SC777122 · ltd · incorporated 2023-07-27
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
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Turnover
year to Dec 2024
Net worth
£36.2k
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Real estate agencies
Sector: Real estate
ALSO REGISTERED FOR
  • 70229Management consultancy activities other than financial management
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 72/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 1.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.6 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £36,209

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£36k
Current Assets
£317k
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-12-30
Total assets£36.2k
Current assets£316.5k
Net assets£36.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
  1. 2025-05-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-24
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2024-09-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-09-16
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  5. 2024-03-05
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  6. 2023-07-27
    🏢
    Company incorporated
    As CCL REAL ESTATE LIMITED
  7. 2023-07-27
    PICKERING, Coralie Ann appointed
    director
  8. 2023-07-27
    PICKERING, David Hal appointed
    director
  9. 2023-07-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 2.8 years old — management layer unlikely to be developed.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr David Hal Pickering
Individual · British · DOB 04/1974 · age 52
2550%
25–50%25-50% shares · 25-50% voting27/07/2023
Mrs Coralie Ann Pickering
Individual · British · DOB 08/1971 · age 55
2550%
25–50%25-50% shares · 25-50% voting27/07/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-07-27
Jurisdictionscotland
Primary SIC68310 — Real estate agencies

Registered office

62 High Street
Elgin
IV30 1BU
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-30
Confirmation statement
Next due: 2026-08-10
Last: 2025-07-27

Officers (2 active · 0 resigned)

PICKERING, Coralie Ann
director · ~55y · appointed 2023-07-27
View their other companies + combined net worth →
Active
PICKERING, David Hal
director · ~52y · appointed 2023-07-27
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge16/09/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (7 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-04-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-26
change-account-reference-date-company-current-extended
accounts · AA01
2024-03-05
incorporation-company
incorporation · NEWINC
2023-07-27