WILLSKATS & BROWNE LIMITED

🌿Early-stageactive
SC780904 · ltd · incorporated 2023-08-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£-5.3k
book net assets
Opportunity
67/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)
Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 67/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

7 live charges · 3 lenders · oldest 2.3y

0/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 2.3 years old — likely still in initial term.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £5,264

Key financials

1 year extracted from filed iXBRL accounts
Cash
£6k
Net Worth
-£5k
Current Assets
£9k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-31
Total assets£348.8k
Current assets£8.8k
Cash£5.8k
Debtors£3.0k
Net assets£-5.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-01-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-01-16
    🔒
    Charge registered #7
    Lender: Aldermore Bank PLC
  3. 2025-06-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-05-27
    🔒
    Charge registered #6
    Lender: Paratus Amc Limited
  6. 2025-03-31
    ➖
    FOY, Chialuka Mary-Daisy resigned
    secretary
  7. 2025-03-31
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  8. 2024-12-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-12-10
    🔒
    Charge registered #5
    Lender: Paratus Amc Limited
  10. 2024-07-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-07-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2024-07-05
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  13. 2024-07-01
    🔒
    Charge registered #3
    Lender: The Mortgage Works (UK) PLC
  14. 2024-03-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2024-02-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2024-02-27
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  17. 2024-02-22
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  18. 2023-08-30
    🏢
    Company incorporated
    As WILLSKATS & BROWNE LIMITED
  19. 2023-08-30
    ➕
    BROWNE, Kate Ibe appointed
    director
  20. 2023-08-30
    ➕
    FOY, Chialuka Mary-Daisy appointed
    secretary
  21. 2023-08-30
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "BROWNE" — strong identity link between founder and business.
  • +Young company: Only 2.7 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 low
7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Kate Ibe Browne
Individual · British · DOB 05/1983 · age 43
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/08/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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—£41.1k—29y8377y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-08-30
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

9a Trafford Avenue
Inverness
IV3 5LW
Scotland

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31

Officers (1 active · 1 resigned)

BROWNE, Kate Ibe→
director · ~43y · appointed 2023-08-30
View their other companies + combined net worth →
Active
FOY, Chialuka Mary-Daisy→
secretary · appointed 2023-08-30 · resigned 2025-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
7
Outstanding
3
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge2 properties16/01/2026—
outstanding
Paratus Amc
Paratus Amc Limited
A registered charge1 property27/05/2025—
outstanding
Paratus Amc
Paratus Amc Limited
A registered charge1 property10/12/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property05/07/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property01/07/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property27/02/2024—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property22/02/2024—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (15 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-31
termination-secretary-company-with-name-termination-date
officers · TM02
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-13
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-30
incorporation-company
incorporation · NEWINC
2023-08-30