PRESTIGE PROPERTY INVESTMENT GROUP LTD
Opportunity 65/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 6 lenders · oldest 1.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.4 years old — likely still in initial term.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 |
|---|---|
| Total assets | £4.9k |
| Current assets | £6.9k |
| Cash | £3.5k |
| Debtors | £3.4k |
| Net assets | £4.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 1 mortgage
- • 1 confirmation-statement
Corporate timeline (22 events)Click to expand
- 2026-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-20🔒Charge registered #9Lender: Paratus Amc Limited Whose Registered Office is at No. 3 Arlington Sqaure, Downshire Wat, Bracknell, Berkshire RG12 1WA (Company Number 03489004)
- 2025-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-23🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2025-06-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-23🔒Charge registered #7Lender: Mortgage Works (UK) PLC
- 2025-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-08🔒Charge registered #6Lender: Kensington Mortgage Company Limited
- 2025-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-24🔒Charge registered #5Lender: Mortgage Works (UK) PLC
- 2025-03-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-10🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2025-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-30🔒Charge registered #3Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2024-12-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-23🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2024-02-01🏢Company incorporatedAs PRESTIGE PROPERTY INVESTMENT GROUP LTD
- 2024-02-01➕DUFFY, Steven appointeddirector
- 2024-02-01📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-20: A registered charge; 2025-07-23: A registered charge; 2025-05-23: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Steven Duffy Individual · Scottish · DOB 06/1985 · age 41 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/02/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| QUEEN'S CROSS WORKSPACE LIMITED→ SC081390 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| QUERCUS PROPERTY SOLUTIONS LTD→ SC777154 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RAEIN DWELLINGS LIMITED→ SC777396 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RAFFWELL PROPERTY LIMITED→ SC882051 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| RAHEEL ENTERPRISES (GLASGOW) LTD→ SC785669 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Whose Registered Office is at No. 3 Arlington Sqaure, Downshire Wat, Bracknell, Berkshire RG12 1WA (Company Number 03489004) Paratus Amc Limited Whose Registered Office is at No. 3 Arlington Sqaure, Downshire Wat, Bracknell, Berkshire RG12 1WA (Company Number 03489004) | A registered charge | 1 property | 20/04/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/07/2025 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 23/05/2025 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 08/05/2025 | — | |
| outstanding | Mortgage Works (UK) Mortgage Works (UK) PLC | A registered charge | 1 property | 24/03/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 10/03/2025 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 30/01/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/12/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 20/12/2024 | — |