CITRO PROPERTY LIMITED

🌱Startupactive
SC828063 · ltd · incorporated 2024-11-06
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window opening · high confidence
Window opening — thesis has shifted to "property refinance" in the last 30 days.
  • · Investment thesis: stable_asset_backed → property_refinance
  • · Bankability: 65 → 70
  • · Refinance opportunity: no_debt → clean_up_first
  • · Live charges: 0 → 1
What changed my view
Last 30 days

Mixed signals in the last 30 days — 2 improved, 1 worsened.

  • ·Investment thesis: stable_asset_backedproperty_refinance
  • Bankability: 6570
  • Live charges: 01
  • Filings: 35
  • ·Refinance opportunity: no_debtclean_up_first
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Nov 2025
Net worth
book net assets
Opportunity
71/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 0.1y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.1 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-11-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
2
filings
  • 1 accounts
  • 1 mortgage
Last 90 days
2
filings
  • 1 accounts
  • 1 mortgage
Last 180 days
2
filings
  • 1 accounts
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (7 events)Click to expand
  1. 2026-07-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2026-07-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-07-02
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  4. 2024-11-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-11-06
    🏢
    Company incorporated
    As CITRO PROPERTY LIMITED
  6. 2024-11-06
    CITRO, Amodio Antonio appointed
    director
  7. 2024-11-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "CITRO" — strong identity link between founder and business.
  • +Young company: Only 1.7 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Amodio Antonio Citro
Individual · British · DOB 04/2000 · age 26
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/11/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Company details

Statusactive
Typeltd
Incorporated2024-11-06
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

17 West Albert Road
Kirkcaldy
KY1 1DL
Scotland

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-11-19
Last: 2025-11-05

Officers (1 active · 0 resigned)

CITRO, Amodio Antonio
director · ~26y · appointed 2024-11-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property02/07/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (5 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-07-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-14
incorporation-company
incorporation · NEWINC
2024-11-06