BSP HOLDCO LIMITED
🌱Startupactive
SC833738 · ltd · incorporated 2025-01-10
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 0.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.4 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
3
filings
- • 2 persons-with-significant-control
- • 1 officers
Last 90 days
3
filings
- • 2 persons-with-significant-control
- • 1 officers
Last 180 days
8
filings
- • 2 persons-with-significant-control
- • 2 accounts
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-04-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-07📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2026-01-08📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-08🔒Charge registered #2Lender: Aldermore Bank PLC (947662)
- 2025-12-08🔒Charge registered #1Lender: Aldermore Bank PLC
- 2025-06-24➕HRUSKOVA, Silvia appointeddirector
- 2025-06-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-10🏢Company incorporatedAs BSP HOLDCO LIMITED
- 2025-01-10➕PEARSON, Barry appointeddirector
- 2025-01-10📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Silvia Hruskova Individual · Slovak · DOB 07/1984 · age 42 | 25–50% | — | 25-50% shares | 24/06/2025 |
Mr Barry Pearson Individual · British · DOB 11/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BTHM PROPERTIES LIMITED→ SC552888 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| C1 PROPERTY INVESTMENTS LIMITED→ SC837177 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CADDYSHACKS LTD→ SC696406 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CAIRNMORE LIMITED→ SC207729 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| CALEDON PROPERTIES LIMITED→ SC367677 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CALEDONIAN FINANCE LIMITED→ SC123931 · est 1990 · no financials extracted | — | — | — | — | 36y | — | — |
| CALEY WATER PROPERTY LTD→ SC837237 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CALGARY HERITAGE LIMITED→ SC588883 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CAMERON COTTAGE CREATIVE COMMUNITY LTD→ SC884226 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CAMERON ON THE CRESCENT LIMITED→ SC596505 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CANADA PLACE (RETAIL) UNIT TRUST LP LIMITED→ SC312212 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CANADA PLACE MALL (RETAIL) UNIT TRUST LP LIMITED→ SC312215 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-01-10
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
4 Ashley Court
Linlithgow
EH49 7BD
Scotland
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09
Officers (2 active · 0 resigned)
HRUSKOVA, Silvia→
Activedirector · ~42y · appointed 2025-06-24
View their other companies + combined net worth →
PEARSON, Barry→
Activedirector · ~42y · appointed 2025-01-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC (947662) | A registered charge | 1 property | 08/12/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 08/12/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (10 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-07
change-person-director-company-with-change-date
officers · CH01
2026-04-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-07
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-17
accounts-with-accounts-type-dormant
accounts · AA
2026-01-08
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-01-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-17
appoint-person-director-company-with-name-date
officers · AP01
2025-06-24
incorporation-company
incorporation · NEWINC
2025-01-10