HIGHLAND LETS LTD

🌱Startupactive
SC837707 · ltd · incorporated 2025-02-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
67/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 67/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · oldest 0.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.7 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-01-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-01-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-01-26
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  4. 2026-01-26
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  5. 2025-10-27
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  6. 2025-08-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-08-13
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  8. 2025-04-03
    📄
    capital-allotment-shares
    capital · SH01
  9. 2025-02-13
    🏢
    Company incorporated
    As HIGHLAND LETS LTD
  10. 2025-02-13
    DOUGLAS, Garry Ewan appointed
    director
  11. 2025-02-13
    SIMMERS, Michael John appointed
    director
  12. 2025-02-13
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 1.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

2 med ·
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-01-26: A registered charge; 2026-01-26: A registered charge; 2025-08-13: A registered charge

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-10-27: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Michael John Simmers
Individual · British · DOB 05/1988 · age 38
2550%
75–100%board control75-100% shares · 75-100% voting · board control13/02/2025
Mr Garry Ewan Douglas
Individual · British · DOB 01/1975 · age 51
2550%
25–50%board control25-50% shares · 25-50% voting · board control13/02/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2025-02-13
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

5 Whiteford Road
Pitcaple
Inverurie
Aberdeenshire
AB51 5QH
Scotland

Filing status

Accounts
Next due: 2026-11-13
Last made up to:
Confirmation statement
Next due: 2026-11-09
Last: 2025-10-26

Officers (2 active · 0 resigned)

DOUGLAS, Garry Ewan
director · ~51y · appointed 2025-02-13
View their other companies + combined net worth →
Active
SIMMERS, Michael John
director · ~38y · appointed 2025-02-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property26/01/2026
outstanding
Aldermore
Aldermore Bank PLC
A registered charge2 properties26/01/2026
outstanding
Aldermore
Aldermore Bank PLC
A registered charge1 property13/08/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (7 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-30
certificate-change-of-name-company
change-of-name · CERTNM
2025-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-19
capital-allotment-shares
capital · SH01
2025-04-03
incorporation-company
incorporation · NEWINC
2025-02-13