VAN LOCKS HIGHLAND LTD
🌱Startupactive
SC840029 · ltd · incorporated 2025-03-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 0.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.5 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
5
filings
- • 3 mortgage
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2025-12-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-08🔓Charge satisfied #1
- 2025-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-01🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2025-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-26🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2025-03-04🏢Company incorporatedAs VAN LOCKS HIGHLAND LTD
- 2025-03-04➕DUNBAR, Ryan Clark appointeddirector
- 2025-03-04➕DUNBAR, Stacey Ann appointeddirector
- 2025-03-04📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.2 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ryan Clark Dunbar Individual · Scottish · DOB 06/1984 · age 42 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 04/03/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLAVEN LIMITED→ SC160238 · est 1995 | £1.94M £1.65M–£2.24M | — | £1.94M | — | 30y | 83 | 73y |
| GLENVICASKILL DEVELOPMENTS LIMITED→ SC235334 · est 2002 | £658.2k £559.5k–£756.9k | — | £658.2k | — | 23y | 82 | 82y |
| GEDDES PROPERTIES (NAIRN) LIMITED→ SC141250 · est 1992 | £538.2k £457.5k–£618.9k | — | £538.2k | — | 33y | 82 | 65y |
| FINDHORN SALMON FISHINGS LIMITED→ SC030593 · est 1955 | £291.2k £247.5k–£334.9k | — | £291.2k | — | 71y | 82 | 77y |
| FAIRFIELD PROPERTIES (INVERNESS) LTD.→ SC244714 · est 2003 | £217.0k £184.5k–£249.6k | — | £217.0k | — | 23y | 82 | 75y |
| NORTHLANDS PROPERTIES LIMITED→ SC195787 · est 1999 | £214.5k £182.3k–£246.6k | — | £214.5k | — | 27y | 83 | 59y |
| CRUACHAN FLATS LIMITED→ SC242899 · est 2003 | £148.1k £125.9k–£170.3k | — | £148.1k | — | 23y | 82 | 77y |
| BELVOIR LETTINGS (MORAY) LTD→ SC302163 · est 2006 | £124.4k £105.7k–£143.0k | — | £124.4k | — | 20y | 82 | 67y |
| CAMERON HARRIS LTD.→ SC241344 · est 2002 | £93.0k £79.0k–£106.9k | — | £93.0k | — | 23y | 82 | 78y |
| KINELLAN BUILDING LTD→ SC331246 · est 2007 | £59.5k £50.5k–£68.4k | — | £59.5k | — | 18y | 82 | 72y |
| EDINBANE ESTATE WIND FARM LIMITED→ SC166590 · est 1996 | £41.1k £34.9k–£47.2k | — | £41.1k | — | 29y | 83 | 77y |
| LOW WATERS DEVELOPMENTS LTD→ SC248637 · est 2003 | £33.9k £28.8k–£39.0k | — | £33.9k | — | 23y | 82 | 63y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-03-04
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
6 Redwood Crescent
Inverness
IV2 6HB
Scotland
Filing status
Accounts
Next due: 2026-12-04
Last made up to: —
Confirmation statement
Next due: 2027-03-17
Last: 2026-03-03
Officers (2 active · 0 resigned)
DUNBAR, Ryan Clark→
Activedirector · ~42y · appointed 2025-03-04
View their other companies + combined net worth →
DUNBAR, Stacey Ann→
Activedirector · ~40y · appointed 2025-03-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 01/12/2025 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | A registered charge | 1 property | 26/11/2025 | 08/12/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (6 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-22
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-27
incorporation-company
incorporation · NEWINC
2025-03-04