ISLAND ROAD PROPERTIES LIMITED
🌱Startupactive
SC842769 · ltd · incorporated 2025-03-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 75/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · oldest 0.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.7 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
4
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-04-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-30🔒Charge registered #3Lender: Atom Bank PLC
- 2025-09-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-11🔒Charge registered #2Lender: Atom Bank PLC
- 2025-09-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-25🔒Charge registered #1Lender: Atom Bank PLC
- 2025-08-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-08-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-11➕MACKAY, Duncan appointeddirector
- 2025-07-11➕MACKAY, Innes appointeddirector
- 2025-07-11➕MACKAY, Duncan appointeddirector
- 2025-07-11➖MACKAY, Duncan resigneddirector
- 2025-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-26🏢Company incorporatedAs ISLAND ROAD PROPERTIES LIMITED
- 2025-03-26➕MACKAY, Isabel Margaret appointeddirector
- 2025-03-26➕MACKAY, Kenneth Roderick appointeddirector
- 2025-03-26📄incorporation-companyincorporation · NEWINC
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.1 years old — management layer unlikely to be developed.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — MACKAY, Duncan (same surname) appointed 2025-07-11. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
Red flags
1 med ·3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-10-30: A registered charge; 2025-09-11: A registered charge; 2025-08-25: A registered charge
Group structure
Island Road (Kh) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Island Road (Kh) Limited
Corporate parent · holds 75-100% shares · board control
⬇
ISLAND ROAD PROPERTIES LIMITED
This company · SC842769
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Island Road (Kh) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/09/2025 |
3 historic (ceased) PSCs
- Bells Road Holdings Limitedceased 03/09/2025· 75-100% shares · 75-100% voting · board control
- Mrs Isabel Margaret Mackayceased 22/08/2025· 25-50% shares · 25-50% voting
- Mr Kenneth Roderick Mackayceased 22/08/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| NORSCOT JOINERY (HOLDINGS) LIMITED→ SC471217 · est 2014 | £676.8k £575.3k–£778.3k | — | £676.8k | — | 12y | 73 | 49y |
| NORQUOY FISHING LIMITED→ SC458332 · est 2013 | £567.3k £482.2k–£652.4k | — | £567.3k | — | 12y | 78 | 62y |
| HARLAND GARDENS LIMITED→ SC514240 · est 2015 | £3.1k £2.6k–£3.5k | — | £3.1k | — | 10y | 78 | 59y |
| DREVER & HEDDLE TRUSTEES LTD.→ SC338935 · est 2008 | £2 £2–£2 | — | £2 | — | 18y | 76 | 43y |
| BLP 2001-58 LIMITED→ SC226203 · est 2001 | — | — | — | 0 | 24y | 81 | 64y |
| GUNNS (LYBSTER) LIMITED→ SC050125 · est 1972 | — | — | — | — | 54y | 78 | 82y |
| HEGGIE HOLDINGS LIMITED→ SC678615 · est 2020 | — | — | — | 400 | 5y | 78 | 62y |
| KP TECHNOLOGY (HOLDINGS) LIMITED→ SC627020 · est 2019 | — | — | — | 200 | 7y | 77 | 66y |
| BJR (ORKNEY) LTD→ SC578409 · est 2017 | — | — | — | 0 | 8y | 76 | 58y |
| BRORA GOLF CLUB PROPERTY LIMITED→ SC832789 · est 2024 · no financials extracted | — | — | — | — | 1y | 76 | 65y |
| ISLAND ROAD (SH) LIMITED→ SC881383 · est 2026 · no financials extracted | — | — | — | — | — | 76 | 77y |
| CLOUSTON HOLDINGS LTD→ SC877632 · est 2026 · no financials extracted | — | — | — | — | — | 75 | 60y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-03-26
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
C/O Mackay And Co Unit 8, Golspie Business Park
Golspie
United Kingdom
KW10 6UB
United Kingdom
Filing status
Accounts
Next due: 2026-12-26
Last made up to: —
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25
Officers (4 active · 1 resigned)
MACKAY, Duncan→
Activedirector · ~51y · appointed 2025-07-11
View their other companies + combined net worth →
MACKAY, Innes→
Activedirector · ~49y · appointed 2025-07-11
View their other companies + combined net worth →
MACKAY, Isabel Margaret→
Activedirector · ~73y · appointed 2025-03-26
View their other companies + combined net worth →
MACKAY, Kenneth Roderick→
Activedirector · ~77y · appointed 2025-03-26
View their other companies + combined net worth →
MACKAY, Duncan→
Resigneddirector · ~51y · appointed 2025-07-11 · resigned 2025-07-11
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 30/10/2025 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 25/08/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
appoint-person-director-company-with-name-date
officers · AP01
2026-04-17
termination-director-company-with-name-termination-date
officers · TM01
2026-04-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-09-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-08-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-22
appoint-person-director-company-with-name-date
officers · AP01
2025-07-11
appoint-person-director-company-with-name-date
officers · AP01
2025-07-11
incorporation-company
incorporation · NEWINC
2025-03-26