SYMBOLIC HOLDINGS LIMITED

🌱Startupactive
SC846208 · ltd · incorporated 2025-04-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
69/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 0.9y

0/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 0.9 years old — likely still in initial term.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 mortgage
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-02-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-02-17
    🔒
    Charge registered #4
    Lender: Together Commercial Finance Limited (Company Number 02058813) and Having Its Registered Office at Lake View, Lakeside, Cheadle, Cheshire, SK8 3GW
  3. 2026-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-02-06
    🔒
    Charge registered #3
    Lender: Together Commercial Finance Limited (Company Number 02058813) Having Its Registered Office at Lake View, Lakeside, Cheadle, Cheshire, SK8 3GW
  5. 2025-08-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-07-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-07-28
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  8. 2025-07-11
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  9. 2025-04-24
    🏢
    Company incorporated
    As SYMBOLIC HOLDINGS LIMITED
  10. 2025-04-24
    WAN, Ming Shi appointed
    director
  11. 2025-04-24
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Young company: Only 1.1 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·
4 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-02-17: A registered charge; 2026-02-06: A registered charge; 2025-07-28: A registered charge

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Ming Shi Wan
Individual · Hong Konger · DOB 07/1982 · age 44
75100%
75–100%board control75-100% shares · 75-100% voting · board control24/04/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Company details

Statusactive
Typeltd
Incorporated2025-04-24
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Sugar Bond
2 Anderson Place
Edinburgh
EH6 5NP
Scotland

Filing status

Accounts
Next due: 2027-01-24
Last made up to:
Confirmation statement
Next due: 2027-04-26
Last: 2026-04-12

Officers (1 active · 0 resigned)

WAN, Ming Shi
director · ~44y · appointed 2025-04-24
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited (Company Number 02058813) and Having Its Registered Office at Lake View, Lakeside, Cheadle, Cheshire, SK8 3GW
A registered charge1 property17/02/2026
outstanding
Together Money
Together Commercial Finance Limited (Company Number 02058813) Having Its Registered Office at Lake View, Lakeside, Cheadle, Cheshire, SK8 3GW
A registered charge1 property06/02/2026
outstanding
Together Money
Together Commercial Finance Limited
A registered charge4 properties28/07/2025
outstanding
Together Money
Together Commercial Finance Limited
A registered charge11/07/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (6 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-28
incorporation-company
incorporation · NEWINC
2025-04-24