HARBOUR FOOD SHOP ST MONANS LTD
🌱Startupactive
SC856518 · ltd · incorporated 2025-07-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
2 filings — limited history
30
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (5 events)Click to expand
- 2025-08-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-23🏢Company incorporatedAs HARBOUR FOOD SHOP ST MONANS LTD
- 2025-07-23➕BELTRÁN DOS SANTOS, Fermín Luis Antonio appointeddirector
- 2025-07-23➕BELTRÁN DOS SANTOS, Lucy Jane appointeddirector
- 2025-07-23📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 0.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lucy Jane Beltrán Dos Santos Individual · Scottish · DOB 08/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/07/2025 |
Mr Fermín Luis Antonio Beltrán Dos Santos Individual · Scottish · DOB 06/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/07/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND HALAL SHOP LTD→ SC862629 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| INKINDA LTD→ SC699904 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| J CULLEN ONLINE LIMITED→ SC842221 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JOHNSTON AND JOHNSTON FIFE LIMITED→ SC402525 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| JONES MEDIA VENTURES LTD→ SC765652 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| KI CONTRACTS LIMITED→ SC356562 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| KITCHENS INTERNATIONAL ABERDEEN LIMITED→ SC356564 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| LINDSEY ADAM LIMITED→ SC121275 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| LINKS LICENSED GROCERS LTD.→ SC327527 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| LOMOND BICYCLE SERVICES LIMITED→ SC639839 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LUNDIN PRO SHOP LTD→ SC417171 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| LUXE AND LILY LTD→ SC848133 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-07-23
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
Unit 3 15 Station Road
St. Monans
Anstruther
Fife
KY10 2BL
Scotland
Filing status
Accounts
Next due: 2027-04-23
Last made up to: —
Confirmation statement
Next due: 2026-08-05
Last: —
Officers (2 active · 0 resigned)
BELTRÁN DOS SANTOS, Fermín Luis Antonio→
Activedirector · ~48y · appointed 2025-07-23
View their other companies + combined net worth →
BELTRÁN DOS SANTOS, Lucy Jane→
Activedirector · ~47y · appointed 2025-07-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (2 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-25
incorporation-company
incorporation · NEWINC
2025-07-23