TAY PHARMA LTD
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 0.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 mortgage
- • 2 mortgage
Corporate timeline (8 events)Click to expand
- 2026-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-19🔒Charge registered #2Lender: Unity Trust Bank PLC
- 2026-03-19🔒Charge registered #1Lender: Unity Trust Bank PLC
- 2025-10-07🏢Company incorporatedAs TAY PHARMA LTD
- 2025-10-07➕AL-OBAIDI, Tatum Chamen appointeddirector
- 2025-10-07➕AL-OBAIDI, Yousef appointeddirector
- 2025-10-07📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 0.6 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Tatum Chamen Al-Obaidi Individual · British · DOB 09/1994 · age 32 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/10/2025 |
Mr Yousef Al-Obaidi Individual · British · DOB 11/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/10/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| TOOLDEN LIMITED→ SC453454 · est 2013 | £2.60M £1.95M–£3.25M | — | — | 56 | 12y | 85 | 63y |
| DUNCAN AND TODD LIMITED→ SC065757 · est 1978 | £1.87M £1.40M–£2.33M | — | — | 351 | 47y | 83 | 49y |
| BRODIE COUNTRYFARE LIMITED→ SC146184 · est 1993 | £909.2k £681.9k–£1.14M | — | — | 121 | 32y | 85 | 78y |
| BAYGLEN LIMITED→ SC271209 · est 2004 | — | — | £37.8k | — | 21y | 83 | 60y |
| GRAMPIAN POWERCLEAN EQUIPMENT LTD.→ SC240849 · est 2002 | — | — | £30.5k | — | 23y | 83 | 82y |
| INTERNATIONAL DOORS AND WINDOWS LIMITED→ SC304831 · est 2006 | — | — | — | 16 | 19y | 83 | 65y |
| KEMNAY PHARMACY LIMITED→ SC245230 · est 2003 | — | — | £967.2k | — | 23y | 83 | 66y |
| PETERHEAD HEALTH CENTRE CONSORTIUM LIMITED→ SC060097 · est 1976 | — | — | £62.9k | — | 49y | 83 | 62y |
| SOUND TECHNOLOGY AUDIO-VISUAL LIMITED→ SC258755 · est 2003 | — | — | — | 300 | 22y | 83 | 79y |
| THE MAINS OF DRUM GARDEN CENTRE LIMITED→ SC311898 · est 2006 | — | — | £465.3k | — | 19y | 83 | 71y |
| THE SANDWICH LARDER LIMITED→ SC327302 · est 2007 | — | — | — | 37 | 18y | 83 | 62y |
| TURRIFF AGRI-PARTS LIMITED→ SC069419 · est 1979 | — | — | £527.9k | — | 46y | 83 | 78y |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 19/03/2026 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 19/03/2026 | — |