CENTRAL GARAGE (CUMNOCK) LLP
Opportunity 73/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 11.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £544.2k | £537.1k |
| Current assets | £710.1k | £677.8k |
| Net assets | £258.0k | £250.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (40 events)Click to expand
- 2026-01-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-07➖NAWAZ, Daanyaal Ali resignedllp-designated-member
- 2025-10-07📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2025-09-26📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2025-09-20📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2025-09-17🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2025-06-30📄mortgage-satisfy-charge-full-limited-liability-partnershipmortgage · LLMR04
- 2025-06-30🔓Charge satisfied #1
- 2025-01-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-27📄change-account-reference-date-limited-liability-partnership-previous-extendedaccounts · LLAA01
- 2024-09-26📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2023-10-30📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2023-09-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-01📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2022-07-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-14📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2022-05-12📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2022-05-12📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2022-05-12📄notification-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC01
- 2022-05-02🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2022-05-01➖NAWAZ, Awais Muhammad resignedllp-designated-member
- 2022-05-01➕NAWAZ, Daanyaal Ali appointedllp-designated-member
- 2022-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2022-03-17🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2022-02-04📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2022-02-01➖NAWAZ, Daanyaal Ali resignedllp-designated-member
- 2021-10-28📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-06-01📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2021-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-01➕NAWAZ, Daanyaal Ali appointedllp-designated-member
- 2020-09-28📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2019-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-01📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2019-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-10-17🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2014-06-09🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2014-05-22➕NAWAZ, Awais Muhammad appointedllp-designated-member
- 2012-09-26🏢Company incorporatedAs CENTRAL GARAGE (CUMNOCK) LLP
- 2012-09-26➕NAWAZ, Arshad appointedllp-designated-member
- 2012-09-26➕NAWAZ, Ayesha appointedllp-designated-member
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Arshad Nawaz Individual · British · DOB 11/1969 · age 57 | — | 50–75% | sig. influence50-75% voting · significant influence | 06/04/2016 |
Mrs Ayesha Nawaz Individual · British · DOB 03/1979 · age 47 | — | 25–50% | 25-50% voting | 01/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/09/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 02/05/2022 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 17/03/2022 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 2 properties | 17/10/2014 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 09/06/2014 | 30/06/2025 |