CENTRAL GARAGE (CUMNOCK) LLP

💤Zombieactive
SO304090 · llp · incorporated 2012-09-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£258.0k
book net assets
Opportunity
73/100
Strong
🔔
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Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 11.9y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 11.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, no SIC, incorporation date
80
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £258,022

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£258k
↑ 3.0% YoY
Current Assets
£710k
↑ 4.8% YoY
Current Liabilities
£0£142k£284k£426k£568k£710kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£544.2k£537.1k
Current assets£710.1k£677.8k
Net assets£258.0k£250.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-01-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-10-07
    NAWAZ, Daanyaal Ali resigned
    llp-designated-member
  3. 2025-10-07
    📄
    termination-member-limited-liability-partnership-with-name-termination-date
    officers · LLTM01
  4. 2025-09-26
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  5. 2025-09-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnership
    mortgage · LLMR01
  6. 2025-09-17
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  7. 2025-06-30
    📄
    mortgage-satisfy-charge-full-limited-liability-partnership
    mortgage · LLMR04
  8. 2025-06-30
    🔓
    Charge satisfied #1
  9. 2025-01-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2024-09-27
    📄
    change-account-reference-date-limited-liability-partnership-previous-extended
    accounts · LLAA01
  11. 2024-09-26
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  12. 2023-10-30
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  13. 2023-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2022-11-01
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  15. 2022-07-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-05-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnership
    mortgage · LLMR01
  17. 2022-05-12
    📄
    appoint-person-member-limited-liability-partnership-with-appointment-date
    officers · LLAP01
  18. 2022-05-12
    📄
    termination-member-limited-liability-partnership-with-name-termination-date
    officers · LLTM01
  19. 2022-05-12
    📄
    notification-of-a-person-with-significant-control-limited-liability-partnership
    persons-with-significant-control · LLPSC01
  20. 2022-05-02
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  21. 2022-05-01
    NAWAZ, Awais Muhammad resigned
    llp-designated-member
  22. 2022-05-01
    NAWAZ, Daanyaal Ali appointed
    llp-designated-member
  23. 2022-03-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnership
    mortgage · LLMR01
  24. 2022-03-17
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  25. 2022-02-04
    📄
    termination-member-limited-liability-partnership-with-name-termination-date
    officers · LLTM01
  26. 2022-02-01
    NAWAZ, Daanyaal Ali resigned
    llp-designated-member
  27. 2021-10-28
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  28. 2021-06-01
    📄
    appoint-person-member-limited-liability-partnership-with-appointment-date
    officers · LLAP01
  29. 2021-05-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  30. 2021-04-01
    NAWAZ, Daanyaal Ali appointed
    llp-designated-member
  31. 2020-09-28
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  32. 2019-12-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  33. 2019-10-01
    📄
    confirmation-statement-with-no-updates
    confirmation-statement · LLCS01
  34. 2019-06-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  35. 2014-10-17
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  36. 2014-06-09
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  37. 2014-05-22
    NAWAZ, Awais Muhammad appointed
    llp-designated-member
  38. 2012-09-26
    🏢
    Company incorporated
    As CENTRAL GARAGE (CUMNOCK) LLP
  39. 2012-09-26
    NAWAZ, Arshad appointed
    llp-designated-member
  40. 2012-09-26
    NAWAZ, Ayesha appointed
    llp-designated-member

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Arshad Nawaz
Individual · British · DOB 11/1969 · age 57
50–75%sig. influence50-75% voting · significant influence06/04/2016
Mrs Ayesha Nawaz
Individual · British · DOB 03/1979 · age 47
25–50%25-50% voting01/05/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typellp
Incorporated2012-09-26
Jurisdictionscotland
Primary SIC

Registered office

Bank Chambers
31 The Square
Cumnock
Ayrshire
KA18 1AT

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26

Officers (2 active · 3 resigned)

NAWAZ, Arshad
llp-designated-member · ~57y · appointed 2012-09-26
View their other companies + combined net worth →
Active
NAWAZ, Ayesha
llp-designated-member · ~47y · appointed 2012-09-26
View their other companies + combined net worth →
Active
NAWAZ, Awais Muhammad
llp-designated-member · ~30y · appointed 2014-05-22 · resigned 2022-05-01
Resigned
NAWAZ, Daanyaal Ali
llp-designated-member · ~21y · appointed 2022-05-01 · resigned 2025-10-07
Resigned
NAWAZ, Daanyaal Ali
llp-designated-member · ~21y · appointed 2021-04-01 · resigned 2022-02-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
4
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property17/09/2025
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property02/05/2022
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge17/03/2022
outstanding
Virgin Money
Clydesdale Bank PLC
A registered charge2 properties17/10/2014
satisfied
Virgin Money
Clydesdale Bank PLC
A registered charge09/06/201430/06/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (41 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-13
termination-member-limited-liability-partnership-with-name-termination-date
officers · LLTM01
2025-10-07
confirmation-statement-with-no-updates
confirmation-statement · LLCS01
2025-09-26
mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnership
mortgage · LLMR01
2025-09-20
mortgage-satisfy-charge-full-limited-liability-partnership
mortgage · LLMR04
2025-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-26
change-account-reference-date-limited-liability-partnership-previous-extended
accounts · LLAA01
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · LLCS01
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · LLCS01
2023-10-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · LLCS01
2022-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnership
mortgage · LLMR01
2022-05-14
appoint-person-member-limited-liability-partnership-with-appointment-date
officers · LLAP01
2022-05-12
termination-member-limited-liability-partnership-with-name-termination-date
officers · LLTM01
2022-05-12