ALAN JAMES LIMITED

🌳Matureactive
00690029 · ltd · incorporated 1961-04-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£439.6k
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -49% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 52.4y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 52.4 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 5 with DOB)
87
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
112 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £439,605
Cash draining
Cash down 49% YoY
Cash YoY
-49%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£73k
↓ 49% YoY
Net Worth
£440k
↑ 2.3% YoY
Current Assets
£74k
↓ 49% YoY
Current Liabilities
—
£0£88k£176k£264k£352k£440kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£439.6k£429.7k
Current assets£74.5k£145.2k
Cash£73.4k£144.5k
Debtors£1.1k£750
Net assets£439.6k£429.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2026-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2025-08-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2025-05-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-12-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  7. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2023-01-06
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2022-12-06
    ➖
    COULDERY, Marion Shirley resigned
    secretary
  12. 2022-12-06
    ➖
    COULDERY, Marion Shirley resigned
    director
  13. 2022-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-12-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2019-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-11-14
    📄
    capital-return-purchase-own-shares
    capital · SH03
  18. 2018-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2016-11-30
    ➖
    COULDERY, Frederick Alan James resigned
    director
  21. 2016-06-03
    🔓
    Charge satisfied #4
  22. 2016-04-28
    🔓
    Charge satisfied #5
  23. 2016-04-28
    🔓
    Charge satisfied #2
  24. 2016-04-19
    🔓
    Charge satisfied #3
  25. 2016-04-19
    🔓
    Charge satisfied #1
  26. 2011-09-03
    ➕
    APPLEBY, Linda Marion appointed
    director
  27. 2011-09-03
    ➕
    BOWLES, Angela Margaret appointed
    director
  28. 2011-09-03
    ➕
    COULDERY, Peter Alan James appointed
    director
  29. 1997-06-09
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  30. 1997-02-28
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  31. 1990-09-21
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  32. 1978-07-28
    🔒
    Charge registered #2
    Lender: Williams & Glyns Bank LTD
  33. 1973-12-06
    🔒
    Charge registered #1
    Lender: Williams & Glyns Bank LTD
  34. 1961-04-18
    🏢
    Company incorporated
    As ALAN JAMES LIMITED

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 65 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Peter Alan James Couldery
Individual · British · DOB 10/1959 · age 67
25–50%
—25-50% shares01/12/2018
Mrs Linda Marion Appleby
Individual · British · DOB 03/1966 · age 60
25–50%
—25-50% shares01/12/2018
Mrs Marion Shirley Couldery
Individual · British · DOB 05/1935 · age 91
25–50%
—25-50% shares30/08/2016
1 historic (ceased) PSC
  • Mrs Marion Shirley Coulderyceased 03/05/2024· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1961-04-18
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account

Registered office

152 Bushy Hill Drive
Guildford
GU1 2UQ
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-22
Last: 2025-12-08

Officers (3 active · 3 resigned)

APPLEBY, Linda Marion→
director · ~60y · appointed 2011-09-03
View their other companies + combined net worth →
Active
BOWLES, Angela Margaret→
director · ~64y · appointed 2011-09-03
View their other companies + combined net worth →
Active
COULDERY, Peter Alan James→
director · ~67y · appointed 2011-09-03
View their other companies + combined net worth →
Active
COULDERY, Marion Shirley→
secretary · resigned 2022-12-06
Resigned
COULDERY, Frederick Alan James→
director · ~98y · resigned 2016-11-30
Resigned
COULDERY, Marion Shirley→
director · ~91y · resigned 2022-12-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Charge of securities1 property09/06/199728/04/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge3 properties28/02/199703/06/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property21/09/199019/04/2016
satisfied
Williams & Glyns Bank
Williams & Glyns Bank LTD
Legal charge1 property28/07/197828/04/2016
satisfied
Williams & Glyns Bank
Williams & Glyns Bank LTD
Legal charge1 property06/12/197319/04/2016

Recent filings (112 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-06
termination-director-company-with-name-termination-date
officers · TM01
2023-01-06
termination-secretary-company-with-name-termination-date
officers · TM02
2023-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-30