U C B HOME LOANS CORPORATION LIMITED

🌳Matureactive
01063539 · ltd · incorporated 1972-07-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
81 officers (4 active, 81 linked, 71 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
286 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (170 events)Click to expand
  1. 2025-10-08
    📄
    replacement-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP01CS01
  2. 2025-07-17
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2025-06-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-06-13
    SINCLAIR, Rachael resigned
    director
  5. 2025-04-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-09-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-09-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-09-06
    MATHIESON, Muir appointed
    director
  9. 2024-09-06
    RHODES, Christopher Stuart resigned
    director
  10. 2024-08-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2024-08-14
    JORDAN, Henry appointed
    director
  12. 2024-07-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2023-07-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2022-07-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2022-07-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2022-07-04
    BENNISON, Sara Philippa resigned
    director
  17. 2021-07-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2021-06-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2021-06-02
    SINCLAIR, Rachael appointed
    director
  20. 2021-04-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2021-03-24
    SMYTH, Gavin appointed
    director
  22. 2020-12-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2020-11-16
    DUNN, Julia Mary Roberts resigned
    director
  24. 2020-07-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2019-12-09
    CARTER, Timothy Joseph resigned
    director
  26. 2019-12-09
    DAVY, Jonathan Jasper Haydn resigned
    director
  27. 2019-12-09
    JORDAN, Henry resigned
    director
  28. 2019-12-09
    MATHIESON, Muir resigned
    director
  29. 2019-12-09
    WOOTTON, Paul Alexander resigned
    director
  30. 2019-12-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  31. 2019-12-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  32. 2019-12-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  33. 2019-11-01
    CARTER, Timothy Joseph appointed
    director
  34. 2019-11-01
    CARTER, Timothy Joseph resigned
    director
  35. 2019-11-01
    DAVY, Jonathan Jasper Haydn appointed
    director
  36. 2019-11-01
    DAVY, Jonathan Jasper Haydn resigned
    director
  37. 2019-11-01
    JORDAN, Henry appointed
    director
  38. 2019-11-01
    JORDAN, Henry resigned
    director
  39. 2019-11-01
    MATHIESON, Muir appointed
    director
  40. 2019-11-01
    MATHIESON, Muir resigned
    director
  41. 2019-11-01
    WOOTTON, Paul Alexander appointed
    director
  42. 2019-11-01
    WOOTTON, Paul Alexander resigned
    director
  43. 2019-10-15
    BENNISON, Sara Philippa appointed
    director
  44. 2019-05-01
    JORDAN, Henry appointed
    director
  45. 2019-01-18
    NBS COSEC LIMITED appointed
    corporate-secretary
  46. 2019-01-18
    ORME, Victoria Helen resigned
    secretary
  47. 2018-10-05
    CRAIG, Ian Ashley resigned
    director
  48. 2018-10-05
    DAVY, Jonathan Jasper Haydn appointed
    director
  49. 2018-05-01
    EVANS, David Morgan Alun, Ho Financial Management resigned
    director
  50. 2018-05-01
    MATHIESON, Muir appointed
    director
Showing most recent 50 of 170 events

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Nationwide Building Society is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Nationwide Building Society
Corporate parent · holds 75-100% shares · board control
ultimate parent
U C B HOME LOANS CORPORATION LIMITED
This company · 01063539

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Nationwide Building Society
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1972-07-31
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Nationwide House
Pipers Way
Swindon
SN38 1NW

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (4 active · 77 resigned)

NBS COSEC LIMITED
corporate-secretary · appointed 2019-01-18
View their other companies + combined net worth →
Active
JORDAN, Henry
director · ~53y · appointed 2024-08-14
View their other companies + combined net worth →
Active
MATHIESON, Muir
director · ~52y · appointed 2024-09-06
View their other companies + combined net worth →
Active
SMYTH, Gavin
director · ~49y · appointed 2021-03-24
View their other companies + combined net worth →
Active
BANKS, Janice Willmott
secretary · appointed 1995-06-30 · resigned 1997-11-03
Resigned
LINDSEY, Jason David
secretary · appointed 2011-04-01 · resigned 2016-11-30
Resigned
NOWELL, Stephen Gerrard
secretary · appointed 1997-11-03 · resigned 2002-01-10
Resigned
ORME, Victoria Helen
secretary · appointed 2016-11-30 · resigned 2019-01-18
Resigned
PAUL, Julyan
secretary · appointed 2010-02-01 · resigned 2011-04-01
Resigned
PRITCHARD, Sandra
secretary · appointed 2002-01-10 · resigned 2007-11-29
Resigned
SMITHERS, Tonia Lorraine
secretary · appointed 2007-11-29 · resigned 2008-05-13
Resigned
TOMSETT, Ann Sara
secretary · resigned 1995-06-30
Resigned
VINALL, Philip Gary
secretary · appointed 2008-05-13 · resigned 2010-02-01
Resigned
ASTILL, Keith Alan
director · ~68y · appointed 2005-04-05 · resigned 2007-08-28
Resigned
BADDELEY CHAPPELL, Andrew David
director · ~61y · appointed 2001-04-01 · resigned 2006-08-01
Resigned
BAKER, Edward Joseph
director · ~66y · appointed 1995-09-28 · resigned 1997-07-01
Resigned
BANDA, Larry
director · ~65y · appointed 2009-04-01 · resigned 2010-02-01
Resigned
BATTISON, Roy
director · ~81y · resigned 1995-06-30
Resigned
BEETY, David Ashmore
director · ~88y · appointed 1995-06-30 · resigned 1999-03-13
Resigned
BENNISON, Sara Philippa
director · ~59y · appointed 2019-10-15 · resigned 2022-07-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (286 total)

replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-08
accounts-with-accounts-type-full
accounts · AA
2025-07-17
termination-director-company-with-name-termination-date
officers · TM01
2025-06-16
change-person-director-company-with-change-date
officers · CH01
2025-04-10
appoint-person-director-company-with-name-date
officers · AP01
2024-09-19
termination-director-company-with-name-termination-date
officers · TM01
2024-09-17
appoint-person-director-company-with-name-date
officers · AP01
2024-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
accounts-with-accounts-type-full
accounts · AA
2024-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-full
accounts · AA
2023-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-full
accounts · AA
2022-07-25
termination-director-company-with-name-termination-date
officers · TM01
2022-07-18