NATIONWIDE HOUSING TRUST LIMITED
🌳Matureactive
02100688 · ltd · incorporated 1987-02-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Likely a dormant or shell-like subsidiary operating as a financial intermediary vehicle within the Nationwide Building Society group, probably holding assets or facilitating structured financial arrangements related to housing or mortgage-backed funding rather than conducting direct customer-facing operations.
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
52 live charges · 5 lenders · oldest 39.0y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 39.0 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
52 charges (52/52 with lender, 52/52 with type)
90
Directors & officers
34 officers (4 active, 34 linked, 24 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
29 connected companies via shared directors
90
Filing history
277 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (148 events)Click to expand
- 2025-10-20📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-20📄legacyaccounts · PARENT_ACC
- 2025-10-20📄legacyother · GUARANTEE2
- 2025-10-20📄legacyother · AGREEMENT2
- 2025-10-08📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2024-11-28📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-28📄legacyother · GUARANTEE2
- 2024-11-28📄legacyother · AGREEMENT2
- 2024-11-13📄legacyaccounts · PARENT_ACC
- 2024-09-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-06➕MATHIESON, Muir appointeddirector
- 2024-09-06➖RHODES, Christopher Stuart resigneddirector
- 2023-12-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-12-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-31➕BATES, Peter John appointeddirector
- 2021-03-31➖ALEXANDER, Anthony John resigneddirector
- 2021-03-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-08-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-08-10➕WRIGHT, Jason Leslie appointeddirector
- 2019-09-13➖RENNISON, Mark Martin resigneddirector
- 2019-09-13➕RHODES, Christopher Stuart appointeddirector
- 2019-01-18➕NBS COSEC LIMITED appointedcorporate-secretary
- 2019-01-18➖ORME, Victoria Helen resignedsecretary
- 2017-07-27➕ALEXANDER, Anthony John appointeddirector
- 2017-07-27➖GLOVER, Bryce Paul resigneddirector
- 2016-11-30➖LINDSEY, Jason David resignedsecretary
- 2016-11-30➕ORME, Victoria Helen appointedsecretary
- 2013-10-23➖REEVE, Keith resigneddirector
- 2011-04-01➕LINDSEY, Jason David appointedsecretary
- 2011-04-01➖PAUL, Julyan resignedsecretary
- 2011-01-10➕PAUL, Julyan appointedsecretary
- 2011-01-10➖VINALL, Philip Gary resignedsecretary
- 2009-07-16➕GLOVER, Bryce Paul appointeddirector
- 2009-07-16➖JENKINS, Mark Radclyffe resigneddirector
- 2008-05-13➖SMITHERS, Tonia Lorraine resignedsecretary
- 2008-05-13➕VINALL, Philip Gary appointedsecretary
- 2007-11-29➖PRITCHARD, Sandra resignedsecretary
- 2007-11-29➕SMITHERS, Tonia Lorraine appointedsecretary
- 2007-04-02➖BERNAU, Stuart David Murray resigneddirector
- 2007-04-02➕RENNISON, Mark Martin appointeddirector
- 2004-08-13➖JAGPAL, Shamit resigneddirector
- 2003-04-05➖BEALE, Graham John resigneddirector
- 2003-04-05➕JENKINS, Mark Radclyffe appointeddirector
- 2002-11-26➕JAGPAL, Shamit appointeddirector
Showing most recent 50 of 148 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
37 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Nationwide Building Society is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Nationwide Building Society
Corporate parent · holds 75-100% shares · board control
⬇
NATIONWIDE HOUSING TRUST LIMITED
This company · 02100688
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Nationwide Building Society Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4 SQUARE ADVICE LIMITED→ 04257080 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ABKA LIMITED→ 08902688 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ACORN FINANCE AND BUSINESS SERVICES LIMITED→ 14074610 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACTIVE ASSET MANAGEMENT LIMITED→ 09182574 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADZZIP LTD→ 11902635 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AI EXCHANGE LTD→ 10883815 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AJR LTD→ 16177701 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALCHEMY INVESTMENT MANAGEMENT→ 13497123 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALEXANDER SWAN INSURANCE SERVICES LIMITED→ 06277712 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ALLEN SALTER WEALTH MANAGEMENT LTD→ 04068038 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ALLIED WESSEX WESTINSURE LIMITED→ 04489781 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AMPLITUDE BIDCO LIMITED→ 16559860 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1987-02-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Nationwide House
Pipers Way
Swindon
SN38 1NW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (4 active · 30 resigned)
NBS COSEC LIMITED→
Activecorporate-secretary · appointed 2019-01-18
View their other companies + combined net worth →
BATES, Peter John→
Activedirector · ~46y · appointed 2021-03-31
View their other companies + combined net worth →
MATHIESON, Muir→
Activedirector · ~52y · appointed 2024-09-06
View their other companies + combined net worth →
WRIGHT, Jason Leslie→
Activedirector · ~56y · appointed 2020-08-10
View their other companies + combined net worth →
BANKS, Janice Willmott→
Resignedsecretary · appointed 1993-07-26 · resigned 1997-11-03
LINDSEY, Jason David→
Resignedsecretary · appointed 2011-04-01 · resigned 2016-11-30
NOWELL, Stephen Gerrard→
Resignedsecretary · appointed 1997-11-03 · resigned 2002-01-10
ORME, Victoria Helen→
Resignedsecretary · appointed 2016-11-30 · resigned 2019-01-18
PAUL, Julyan→
Resignedsecretary · appointed 2011-01-10 · resigned 2011-04-01
PRITCHARD, Sandra→
Resignedsecretary · appointed 2002-01-10 · resigned 2007-11-29
SMITHERS, Tonia Lorraine→
Resignedsecretary · appointed 2007-11-29 · resigned 2008-05-13
TEMPLEMAN, Nicola Ann→
Resignedsecretary · resigned 1993-07-26
VINALL, Philip Gary→
Resignedsecretary · appointed 2008-05-13 · resigned 2011-01-10
ALEXANDER, Anthony John→
Resigneddirector · ~63y · appointed 2017-07-27 · resigned 2021-03-31
BEALE, Graham John→
Resigneddirector · ~68y · appointed 2002-01-01 · resigned 2003-04-05
BERNAU, Stuart David Murray→
Resigneddirector · ~75y · appointed 1999-06-07 · resigned 2007-04-02
BERNAU, Stuart David Murray→
Resigneddirector · ~75y · resigned 1994-05-09
DAVIES, Nicholas Philip→
Resigneddirector · ~63y · appointed 2000-06-19 · resigned 2002-10-30
GLOVER, Bryce Paul→
Resigneddirector · ~66y · appointed 2009-07-16 · resigned 2017-07-27
GREEN, John Ramon→
Resigneddirector · ~75y · resigned 1992-10-07
Click a director name to see their full track record across all companies.
Mortgages & charges
52
Total charges
37
Outstanding
4
Active lenders
Status:Lender:52 of 52 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Nationwide Nationwide Building Society | Legal mortgage | 1 property | 08/12/1993 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 04/04/1990 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 10/11/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 02/11/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 30/10/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 15/09/1989 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 11/09/1989 | 02/04/1996 | |
| outstanding | Nationwide Anglia Building Society | Further legal mortgage | 1 property | 29/08/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed. | 1 property | 16/08/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 01/08/1989 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 27/07/1989 | 07/07/1990 | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 25/07/1989 | 07/07/1990 | |
| satisfied | The Council of the City of Swansea | Second legal charge | 1 property | 10/07/1989 | 13/07/1994 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed. | 1 property | 07/07/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 16/06/1989 | — | |
| outstanding | Lovell Partnership Homes Lovell Partnership Homes Limited | Legal charge | 1 property | 08/05/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 24/04/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Supplemental legal mortgage | 1 property | 20/04/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 30/03/1989 | — | |
| outstanding | Lovell Partnership Homes Lovell Partnership Homes Limited | Charge | 1 property | 30/03/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 17/03/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 20/02/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 20/02/1989 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 12/01/1989 | 11/04/1991 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 06/01/1989 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 13/12/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 18/11/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 18/11/1988 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 18/11/1988 | 30/03/1996 | |
| outstanding | Embassy Homes Embassy Homes Limited | Legal charge | 1 property | 09/11/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 10/10/1988 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage | 1 property | 04/10/1988 | 10/05/1990 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 30/09/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 29/09/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 16/09/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 16/09/1988 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 08/09/1988 | 11/04/1991 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 05/08/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed. | 1 property | 11/05/1988 | — | |
| satisfied | Nationwide Anglia Building Society | Confirmatory mortgage deed | 1 property | 25/03/1988 | 05/10/1989 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 17/03/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage | 1 property | 16/03/1988 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 04/02/1988 | 06/05/1989 | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 25/01/1988 | 06/05/1989 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed. | 1 property | 04/01/1988 | — | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 11/12/1987 | — | |
| satisfied | Nationwide Anglia Building Society | Mortgage deed | 1 property | 28/09/1987 | 22/05/1990 | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 28/08/1987 | 05/10/1989 | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 06/08/1987 | 06/05/1989 | |
| outstanding | Nationwide Nationwide Building Society | Legal charge | 1 property | 29/07/1987 | — | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 12/06/1987 | 15/02/1994 | |
| outstanding | Nationwide Anglia Building Society | Mortgage deed | 1 property | 02/06/1987 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (277 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-20
legacy
accounts · PARENT_ACC
2025-10-20
legacy
other · GUARANTEE2
2025-10-20
legacy
other · AGREEMENT2
2025-10-20
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-08
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-28
legacy
other · GUARANTEE2
2024-11-28
legacy
other · AGREEMENT2
2024-11-28
legacy
accounts · PARENT_ACC
2024-11-13
appoint-person-director-company-with-name-date
officers · AP01
2024-09-19
termination-director-company-with-name-termination-date
officers · TM01
2024-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
change-person-director-company-with-change-date
officers · CH01
2023-12-21
accounts-with-accounts-type-dormant
accounts · AA
2023-10-27