ROYSCOT AUTO CREDIT LIMITED
⚰️Wound downdissolved
02807036 · ltd · incorporated 1993-04-05
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
46/100
Watch
What this business does
A now-dissolved financial intermediary, most likely providing specialist auto credit or vehicle finance solutions, connecting borrowers with lenders in the consumer motor finance space — though its limited recent filing activity and voluntary dissolution suggest it had become largely dormant before being struck off.
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 46/100 (watch), bankability 50/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (48/100). Current lenders should be on monthly review.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
35 officers (3 active, 35 linked, 28 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
11 connected companies via shared directors
78
Filing history
144 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
46/100Watch
PassWatchWorth a lookStrongExceptional
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Business quality
15
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
31
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (94 events)Click to expand
- 2017-04-18📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2017-04-18🏁Company dissolved
- 2017-01-31📄gazette-notice-voluntarygazette · GAZ1(A)
- 2017-01-18📄dissolution-application-strike-off-companydissolution · DS01
- 2016-07-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-07-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-07-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-07-01➕HIGGINBOTHAM, James appointeddirector
- 2016-07-01➖HOLDEN, Adam resigneddirector
- 2016-06-15📄legacycapital · SH20
- 2016-06-15⚠️legacyinsolvency · CAP-SS
- 2016-06-15📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2016-06-15📄resolutionresolution · RESOLUTIONS
- 2016-03-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-06-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-05-11➖GADSBY, Andrew Paul resigneddirector
- 2015-05-11➕HOLDEN, Adam appointeddirector
- 2015-04-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-02-27➕LORD, Peter Edmund appointeddirector
- 2015-02-27➖CLIBBENS, Nigel Timothy John resigneddirector
- 2015-02-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-02-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-01-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-09-25📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2013-06-27📄appoint-person-director-company-with-nameofficers · AP01
- 2013-06-27📄termination-director-company-with-nameofficers · TM01
- 2013-06-27📄termination-director-company-with-nameofficers · TM01
- 2013-05-31➖BARNARD, Andrew David resigneddirector
- 2013-05-31➕GADSBY, Andrew Paul appointeddirector
- 2013-05-31➖HART, Andrew Stuart resigneddirector
- 2013-04-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2012-08-31➖BALDOCK, Alexander David resigneddirector
- 2012-07-27➕RBS SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2012-07-27➖RUSSELL, Christine Anne resignedsecretary
- 2011-09-16➖FLETCHER, Rachel Elizabeth resignedsecretary
- 2011-09-16➕RUSSELL, Christine Anne appointedsecretary
- 2010-02-01➕BARNARD, Andrew David appointeddirector
- 2010-02-01➖KAPUR, Neeraj resigneddirector
- 2009-03-06➕CLIBBENS, Nigel Timothy John appointeddirector
- 2009-03-06➖MARSTON, Paul Martin resigneddirector
- 2008-08-08➕BALDOCK, Alexander David appointeddirector
- 2008-08-08➖LYNAM, Paul Anthony resigneddirector
- 2007-06-13➕HART, Andrew Stuart appointeddirector
- 2007-06-13➕KAPUR, Neeraj appointeddirector
- 2007-06-13➖RUDGE, Jeremy Charles Harrington resigneddirector
- 2007-06-01➖CLEMETT, Graham Colin resigneddirector
Showing most recent 50 of 94 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
3 high ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2017-09-30
Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2017-04-18
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2016-06-15: legacy
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| ACTIS FORTESCUE VENTURES LIMITED→ 15992936 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| ACTIVE BUSINESS FINANCE SOLUTIONS LIMITED→ 09140671 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACTIVE UNDERWRITING SPECIALISTS LIMITED→ 05671105 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ACTIVITIES INDUSTRY MUTUAL LIMITED→ 05372198 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ACTURIS FINANCE LIMITED→ 08814774 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACUMEN INSURANCE SERVICES LIMITED→ 05004926 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AD VALOREM SECURITATIS LIMITED→ 13353536 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADA CORPORATE CAPITAL LIMITED→ 15958161 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| ADAMIS PRINCIPLE LTD→ 10340930 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1993-04-05
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
280 Bishopsgate
London
EC2M 4RB
England
Filing status
Accounts
Next due: 2017-09-30OVERDUE
Last made up to: 2015-12-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 32 resigned)
RBS SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2012-07-27
View their other companies + combined net worth →
HIGGINBOTHAM, James→
Activedirector · ~57y · appointed 2016-07-01
View their other companies + combined net worth →
LORD, Peter Edmund→
Activedirector · ~68y · appointed 2015-02-27
View their other companies + combined net worth →
CUNNINGHAM, Angela Mary→
Resignedsecretary · appointed 2000-09-30 · resigned 2005-11-21
FLETCHER, Rachel Elizabeth→
Resignedsecretary · appointed 2005-11-21 · resigned 2011-09-16
RUSSELL, Christine Anne→
Resignedsecretary · appointed 2011-09-16 · resigned 2012-07-27
WOODCOCK, Michael Ian Charles→
Resignedsecretary · appointed 1993-04-30 · resigned 2000-09-29
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1993-04-05 · resigned 1993-04-30
BALDOCK, Alexander David→
Resigneddirector · ~56y · appointed 2008-08-08 · resigned 2012-08-31
BARNARD, Andrew David→
Resigneddirector · ~55y · appointed 2010-02-01 · resigned 2013-05-31
BOTHAM, Philip Charles→
Resigneddirector · ~73y · appointed 1995-12-07 · resigned 2000-09-15
BROCKLEHURST, Paul→
Resigneddirector · ~61y · appointed 2004-04-01 · resigned 2005-03-18
BRODIE, Robert Duncan→
Resigneddirector · ~61y · appointed 2000-09-15 · resigned 2001-06-21
CLEMETT, Graham Colin→
Resigneddirector · ~66y · appointed 2006-03-01 · resigned 2007-06-01
CLIBBENS, Nigel Timothy John→
Resigneddirector · ~67y · appointed 2009-03-06 · resigned 2015-02-27
DUNCAN, Keith Alex Kinnear→
Resigneddirector · ~61y · appointed 2004-01-05 · resigned 2006-02-28
EVANS, John Huw→
Resigneddirector · ~76y · appointed 1993-04-30 · resigned 2000-06-30
FINLAYSON, David John Mcintosh→
Resigneddirector · ~84y · appointed 1993-04-30 · resigned 1995-12-07
FLINT, Eion Arthur Mcmorran→
Resigneddirector · ~74y · appointed 2000-09-15 · resigned 2003-05-16
GADSBY, Andrew Paul→
Resigneddirector · ~60y · appointed 2013-05-31 · resigned 2015-05-11
Click a director name to see their full track record across all companies.
Recent filings (144 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2017-04-18
gazette-notice-voluntary
gazette · GAZ1(A)
2017-01-31
dissolution-application-strike-off-company
dissolution · DS01
2017-01-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2016-07-20
appoint-person-director-company-with-name-date
officers · AP01
2016-07-13
termination-director-company-with-name-termination-date
officers · TM01
2016-07-13
legacy
capital · SH20
2016-06-15
legacy
insolvency · CAP-SS
2016-06-15
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2016-06-15
resolution
resolution · RESOLUTIONS
2016-06-15
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-03-01
accounts-with-accounts-type-dormant
accounts · AA
2016-02-16
appoint-person-director-company-with-name-date
officers · AP01
2015-06-23
termination-director-company-with-name-termination-date
officers · TM01
2015-06-23
accounts-with-accounts-type-dormant
accounts · AA
2015-04-16