APPROVED MORTGAGE SOLUTIONS LIMITED

🌳Matureactive
06390685 · ltd · incorporated 2007-10-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Oct 2024
Net worth
£7.6k
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (3 active, 8 linked, 6 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £7,559
Net assets shrinking
Down £13,466 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£8k
↓ 64% YoY
Current Assets
£30k
↑ 48% YoY
Current Liabilities
£0£6k£12k£18k£24k£30kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets£30.4k£20.9k
Current assets£29.9k£20.3k
Net assets£7.6k£21.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-07-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-07-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-07-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-07-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-08-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2020-07-27
    HAMPTON, John Paul appointed
    director
  8. 2020-07-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2020-07-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-06-28
    HAMPTON, John Paul resigned
    director
  12. 2019-06-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2019-06-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2018-07-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-07-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2017-07-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2016-11-11
    📄
    accounts-amended-with-accounts-type-total-exemption-small
    accounts · AAMD
  18. 2016-04-04
    HAMPTON, Angela Louise appointed
    director
  19. 2016-04-04
    HAMPTON, John Paul appointed
    director
  20. 2016-04-04
    KNOX, Doreen Russell resigned
    director
  21. 2016-04-04
    KNOX, Ronald David resigned
    director
  22. 2007-10-16
    HAMPTON, John Paul appointed
    secretary
  23. 2007-10-16
    JOHN ANDERSON LTD resigned
    corporate-secretary
  24. 2007-10-16
    KNOX, Doreen Russell appointed
    director
  25. 2007-10-16
    KNOX, Ronald David appointed
    director
  26. 2007-10-16
    MURTHA, Anthony resigned
    director
  27. 2007-10-04
    🏢
    Company incorporated
    As APPROVED MORTGAGE SOLUTIONS LIMITED
  28. 2007-10-04
    JOHN ANDERSON LTD appointed
    corporate-secretary
  29. 2007-10-04
    MURTHA, Anthony appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr John Paul Hampton
Individual · British · DOB 10/1971 · age 55
2550%
25-50% shares27/07/2020
Mrs Angela Louise Hampton
Individual · British · DOB 10/1975 · age 51
2550%
25-50% shares04/04/2017
1 historic (ceased) PSC
  • Mr John Paul Hamptonceased 28/06/2019· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2007-10-04
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

North Sands Business Centre C/O Anderson & Murtha
Unit 1n North Sands Business Centre
Sunderland
SR6 0QA
England

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28

Officers (3 active · 5 resigned)

HAMPTON, John Paul
secretary · appointed 2007-10-16
View their other companies + combined net worth →
Active
HAMPTON, Angela Louise
director · ~51y · appointed 2016-04-04
View their other companies + combined net worth →
Active
HAMPTON, John Paul
director · ~55y · appointed 2020-07-27
View their other companies + combined net worth →
Active
JOHN ANDERSON LTD
corporate-secretary · appointed 2007-10-04 · resigned 2007-10-16
Resigned
HAMPTON, John Paul
director · ~55y · appointed 2016-04-04 · resigned 2019-06-28
Resigned
KNOX, Doreen Russell
director · ~78y · appointed 2007-10-16 · resigned 2016-04-04
Resigned
KNOX, Ronald David
director · ~79y · appointed 2007-10-16 · resigned 2016-04-04
Resigned
MURTHA, Anthony
director · ~39y · appointed 2007-10-04 · resigned 2007-10-16
Resigned

Click a director name to see their full track record across all companies.

Recent filings (64 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-28
appoint-person-director-company-with-name-date
officers · AP01
2020-08-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2019-07-31