CROWNSMITH LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (78/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 14.0y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 14.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £157.0k |
| Current assets | — | £313.6k |
| Cash | — | £25.1k |
| Debtors | — | £209.9k |
| Net assets | — | £147.9k |
| Average employees | 12 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (31 events)Click to expand
- 2025-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-12🔓Charge satisfied #3
- 2021-07-06🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2021-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-24📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-11-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-03-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-03-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-03-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-03-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-03-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-03-14🔓Charge satisfied #2
- 2019-03-14🔓Charge satisfied #1
- 2019-03-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2019-03-01➕POORAN, Rickey appointedsecretary
- 2019-03-01➕MASSIE, David appointeddirector
- 2019-03-01➕POORAN, Rickey Monieram appointeddirector
- 2019-03-01➖SMITH, Stephen Howard resigneddirector
- 2019-03-01🔒Charge registered #3Lender: Aib Group (UK) P.L.C.
- 2012-07-30🔒Charge registered #2Lender: Santander UK PLC
- 2012-06-29🔒Charge registered #1Lender: Santander UK PLC
- 2009-12-31🏢Company incorporatedAs CROWNSMITH LIMITED
- 2009-12-31➕SMITH, Stephen Howard appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Epl Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Epl Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 01/03/2019 |
1 historic (ceased) PSC
- Mr Stephen Howard Smithceased 01/03/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LASER VISION SCOTLAND LTD→ SC448890 · est 2013 | £11.07M £7.97M–£14.18M | £13.54M | — | 7500 | 13y | 84 | 58y |
| AKAM CARE LIMITED→ SC379940 · est 2010 | — | — | £249.4k | — | 16y | 82 | 62y |
| SCOTIA CHIROPRACTIC LIMITED→ SC138934 · est 1992 | — | — | £105.9k | — | 33y | 82 | 64y |
| BORDERS INDEPENDENT ADVOCACY SERVICE→ SC281185 · est 2005 · no financials extracted | — | — | — | — | 21y | 81 | 77y |
| CENTRAL BORDERS CITIZENS ADVICE BUREAU→ SC217973 · est 2001 | — | — | — | 7 | 25y | 81 | 79y |
| STREETS AHEAD (BORDERS)→ SC105923 · est 1987 | — | — | — | 142 | 38y | 81 | 77y |
| FLEXIBLE RESPITE LTD→ SC504233 · est 2015 | — | — | — | 1800 | 11y | 79 | 63y |
| FOSTER CARE CONNECT LTD.→ SC261956 · est 2004 | — | — | £610.4k | — | 22y | 79 | 59y |
| FTS CARE LTD→ SC355267 · est 2009 | — | — | — | 3800 | 17y | 79 | 62y |
| MELROSE GASTROENTEROLOGY LIMITED→ SC524745 · est 2016 | — | — | £5.0k | — | 10y | 79 | 63y |
| PRYCE & CO LIMITED→ SC157925 · est 1995 | — | — | £480.1k | — | 31y | 79 | 79y |
| BERWICK CARE HOMES LIMITED→ 03092064 · est 1995 | — | — | £1.37M | — | 30y | 78 | 61y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | — | 06/07/2021 | — | |
| satisfied | Aib Group (UK) P.L.C. | A registered charge | 1 property | 01/03/2019 | 12/07/2021 | |
| satisfied | Santander Santander UK PLC | Standard security executed on 29 june 2012 | 1 property | 30/07/2012 | 14/03/2019 | |
| satisfied | Santander Santander UK PLC | Debenture | 1 property | 29/06/2012 | 14/03/2019 |