FOSTER CARE CONNECT LTD.
Opportunity 79/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 17.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £660.6k | £742.6k |
| Current assets | £686.5k | £826.1k |
| Cash | £539.3k | £616.9k |
| Debtors | £123.3k | £176.5k |
| Net assets | £610.4k | £641.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 confirmation-statement
- • 1 address
Corporate timeline (29 events)Click to expand
- 2026-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-02-09🔓Charge satisfied #1
- 2020-07-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-01-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-01-24➖FRASER, Helen Margaret resigneddirector
- 2018-01-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2017-07-04➕STUART BLACK, Evelyn Jean appointeddirector
- 2017-03-24➖GILHOOLEY, Denise resigneddirector
- 2016-09-01➕GILLIE, Karen Reid appointedsecretary
- 2016-09-01➖GILHOOLEY, Denise resignedsecretary
- 2008-11-18🔒Charge registered #1Lender: National Westminster Bank PLC
- 2005-08-26➖HUFFEN, Graham Martin resignedsecretary
- 2005-08-24➕GILHOOLEY, Denise appointedsecretary
- 2005-05-31➕FRASER, Helen Margaret appointeddirector
- 2004-01-15🏢Company incorporatedAs FOSTER CARE CONNECT LTD.
- 2004-01-15➕HUFFEN, Graham Martin appointedsecretary
- 2004-01-15➕GILHOOLEY, Denise appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Evelyn Jean Stuart Black Individual · British · DOB 09/1967 · age 59 | — | — | sig. influencesignificant influence · firm interest | 04/07/2017 |
1 historic (ceased) PSC
- Ms Helen Margaret Fraserceased 24/01/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| JANE CLARK PHYSIO LTD→ 06709625 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Floating charge | 1 property | 18/11/2008 | 09/02/2021 |