PRYCE & CO LIMITED
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
Refinance opportunity
13 live charges · 3 lenders · oldest 30.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 30.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £1.11M | £1.17M |
| Current assets | £112.7k | £191.8k |
| Cash | £93.1k | £88.0k |
| Debtors | £16.6k | £100.8k |
| Net assets | £480.1k | £555.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (51 events)Click to expand
- 2025-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-05-15📄change-person-director-company-with-change-dateofficers · CH01
- 2016-09-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-06➖INGRAM, Charles resigneddirector
- 2013-02-11➖TM COMPANY SERVICES LIMITED resignedcorporate-secretary
- 2008-03-15🔓Charge satisfied #9
- 2006-12-07🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2006-12-07🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2006-12-07🔓Charge satisfied #8
- 2006-12-07🔓Charge satisfied #7
- 2006-12-07🔓Charge satisfied #6
- 2006-11-27🔓Charge satisfied #5
- 2006-11-21🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 2006-03-17🔒Charge registered #10Lender: Caledonian Heritable Limited
- 2006-03-02🔒Charge registered #9Lender: Caledonian Heritable Limited
- 2005-06-08🔓Charge satisfied #4
- 2005-06-07🔒Charge registered #8Lender: Clydesdale Bank Public Limited Company
- 2005-06-07🔒Charge registered #7Lender: Clydesdale Bank Public Limited Company
- 2005-05-19🔒Charge registered #6Lender: Clydesdale Bank Public Limited Company
- 2002-09-14🔓Charge satisfied #3
- 2002-09-14🔓Charge satisfied #2
- 2002-09-13🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2002-07-23🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2000-10-24➕INGRAM, Nicolas Charles appointeddirector
- 2000-10-24➕SALTMAN, Gillian appointeddirector
- 1998-05-30➖MCINTOSH, Sheena resigneddirector
- 1997-01-09➖ALEX MORISON & CO WS resignedcorporate-nominee-secretary
- 1997-01-09➕TM COMPANY SERVICES LIMITED appointedcorporate-secretary
- 1996-02-26🔓Charge satisfied #1
- 1995-11-07🔒Charge registered #3Lender: Clydesdale Bank Public Limited Company
- 1995-11-01🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1995-08-28🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1995-05-12➕INGRAM, Evelyn appointeddirector
- 1995-05-12➖BRASH, Donald Granger resignednominee-director
- 1995-05-12➕INGRAM, Charles appointeddirector
- 1995-05-12➕MCINTOSH, Sheena appointeddirector
- 1995-05-11🏢Company incorporatedAs PRYCE & CO LIMITED
- 1995-05-11➕ALEX MORISON & CO WS appointedcorporate-nominee-secretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Evelyn Ingram Individual · United Kingdom · DOB 01/1947 · age 79 | 75–100% | — | 75-100% shares | 02/07/2016 |
Mr Nicolas Charles Ingram Individual · United Kingdom · DOB 08/1973 · age 53 | — | — | sig. influencesignificant influence | 02/07/2016 |
Gillian Saltman Individual · United Kingdom · DOB 02/1978 · age 48 | — | — | sig. influencesignificant influence | 02/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| FLEXIBLE RESPITE LTD→ SC504233 · est 2015 | — | — | — | 1800 | 11y | 79 | 63y |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/12/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/12/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 21/11/2006 | — | |
| outstanding | Caledonian Heritable Caledonian Heritable Limited | Standard security | 1 property | 17/03/2006 | — | |
| satisfied | Caledonian Heritable Caledonian Heritable Limited | Floating charge | 1 property | 02/03/2006 | 15/03/2008 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 07/06/2005 | 07/12/2006 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 07/06/2005 | 07/12/2006 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 19/05/2005 | 07/12/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/09/2002 | 27/11/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 23/07/2002 | 08/06/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 2 properties | 07/11/1995 | 14/09/2002 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 01/11/1995 | 14/09/2002 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 28/08/1995 | 26/02/1996 |