FTS CARE LTD
- · Oldest live charge 11.3y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
5 live charges · oldest 11.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 3800 | 4300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (27 events)Click to expand
- 2025-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-16🔒Charge registered #5Lender: Bank of Scotland PLC
- 2025-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-22📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-01-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-12➕SCOTT, Adam Iain appointeddirector
- 2020-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2017-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-08-18🔒Charge registered #4Lender: Bank of Scotland PLC
- 2016-03-24🔒Charge registered #3Lender: Bank of Scotland PLC
- 2015-04-25🔒Charge registered #2Lender: Bank of Scotland PLC
- 2015-02-23🔒Charge registered #1Lender: Bank of Scotland PLC
- 2011-09-21➕SCOTT, Fiona Campbell appointedsecretary
- 2011-08-01➕SCOTT, Fiona Campbell appointeddirector
- 2011-06-21➖COLE, Timothy Gerard resigneddirector
- 2009-02-18🏢Company incorporatedAs FTS CARE LTD
- 2009-02-18➕SCOTT, Derek John appointeddirector
- 2009-02-18➕COLE, Timothy Gerard appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Fts Homes Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fts Homes Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 22/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LASER VISION SCOTLAND LTD→ SC448890 · est 2013 | £11.07M £7.97M–£14.18M | £13.54M | — | 7500 | 13y | 84 | 58y |
| AKAM CARE LIMITED→ SC379940 · est 2010 | — | — | £249.4k | — | 16y | 82 | 62y |
| SCOTIA CHIROPRACTIC LIMITED→ SC138934 · est 1992 | — | — | £105.9k | — | 33y | 82 | 64y |
| BORDERS INDEPENDENT ADVOCACY SERVICE→ SC281185 · est 2005 · no financials extracted | — | — | — | — | 21y | 81 | 77y |
| CENTRAL BORDERS CITIZENS ADVICE BUREAU→ SC217973 · est 2001 | — | — | — | 7 | 25y | 81 | 79y |
| STREETS AHEAD (BORDERS)→ SC105923 · est 1987 | — | — | — | 142 | 38y | 81 | 77y |
| FLEXIBLE RESPITE LTD→ SC504233 · est 2015 | — | — | — | 1800 | 11y | 79 | 63y |
| FOSTER CARE CONNECT LTD.→ SC261956 · est 2004 | — | — | £610.4k | — | 22y | 79 | 59y |
| MELROSE GASTROENTEROLOGY LIMITED→ SC524745 · est 2016 | — | — | £5.0k | — | 10y | 79 | 63y |
| PRYCE & CO LIMITED→ SC157925 · est 1995 | — | — | £480.1k | — | 31y | 79 | 79y |
| BERWICK CARE HOMES LIMITED→ 03092064 · est 1995 | — | — | £1.37M | — | 30y | 78 | 61y |
| CROWNSMITH LIMITED→ 07114526 · est 2009 | — | — | — | 12 | 16y | 78 | 66y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 16/12/2025 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/08/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/04/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 23/02/2015 | — |