4SYTE LENDING LTD

🌳Matureactive
08980337 · ltd · incorporated 2014-04-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: SIC 64992
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 11.7y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
15 officers (3 active, 15 linked, 14 with DOB)
89
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
  1. 2025-10-20
    📄
    legacy
    other · AGREEMENT2
  2. 2025-09-30
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  3. 2025-09-30
    📄
    legacy
    accounts · PARENT_ACC
  4. 2025-09-30
    📄
    legacy
    other · GUARANTEE2
  5. 2025-09-30
    📄
    legacy
    other · AGREEMENT2
  6. 2024-09-10
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  7. 2024-09-10
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  8. 2024-09-10
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  9. 2024-07-04
    ➖
    WILSON, Samantha resigned
    director
  10. 2024-07-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2024-06-19
    📄
    legacy
    other · AGREEMENT2
  12. 2024-06-16
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  13. 2024-06-16
    📄
    legacy
    accounts · PARENT_ACC
  14. 2024-06-16
    📄
    legacy
    other · AGREEMENT2
  15. 2024-06-16
    📄
    legacy
    other · GUARANTEE2
  16. 2024-03-02
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  17. 2024-02-29
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2024-02-29
    🔓
    Charge satisfied #2
  19. 2023-12-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2023-11-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2023-11-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2023-11-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2023-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2019-06-19
    ➖
    SHORE, Wayne resigned
    director
  25. 2018-12-05
    ➖
    SHORE, Timothy David resigned
    director
  26. 2018-08-16
    ➕
    WILSON, Samantha appointed
    director
  27. 2018-05-03
    ➖
    SMITH, Siobhan Bernadette resigned
    secretary
  28. 2018-05-03
    ➖
    MCQUEEN, Nathan resigned
    director
  29. 2017-06-17
    🔓
    Charge satisfied #1
  30. 2017-06-16
    ➕
    BARKER, Paul Michael appointed
    director
  31. 2017-06-16
    ➕
    GUNDERSEN, Magnus Ingolf appointed
    director
  32. 2017-06-16
    ➕
    SELLARS, Nick appointed
    director
  33. 2017-06-16
    ➖
    GEE, Geoffrey Alan resigned
    director
  34. 2017-06-16
    ➕
    MCQUEEN, Nathan appointed
    director
  35. 2017-06-16
    🔒
    Charge registered #2
    Lender: 4SYTE Limited
  36. 2017-02-15
    ➖
    DONE, Fred resigned
    director
  37. 2017-02-15
    ➖
    DONE, Peter Daniel resigned
    director
  38. 2017-02-15
    ➖
    DONE-JACKSON, Lea Anne resigned
    director
  39. 2017-02-15
    ➖
    DONE-ORRELL, Nicola Anne resigned
    director
  40. 2017-02-15
    ➖
    MARSH, Steven Robert resigned
    director
  41. 2017-02-15
    ➖
    SIDDONS, Jacqueline Anne resigned
    director
  42. 2014-09-01
    ➕
    GEE, Geoffrey Alan appointed
    director
  43. 2014-08-28
    ➕
    SMITH, Siobhan Bernadette appointed
    secretary
  44. 2014-08-28
    ➕
    DONE, Fred appointed
    director
  45. 2014-08-28
    ➕
    DONE, Peter Daniel appointed
    director
  46. 2014-08-28
    ➕
    DONE-JACKSON, Lea Anne appointed
    director
  47. 2014-08-28
    ➕
    DONE-ORRELL, Nicola Anne appointed
    director
  48. 2014-08-28
    ➕
    MARSH, Steven Robert appointed
    director
  49. 2014-08-28
    ➕
    SIDDONS, Jacqueline Anne appointed
    director
  50. 2014-08-21
    🔒
    Charge registered #1
    Lender: Goldentree Financial Services PLC
Showing most recent 50 of 53 events

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

4syte Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
4syte Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
4SYTE LENDING LTD
This company · 08980337

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
4syte Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/12/2018
2 historic (ceased) PSCs
  • Mr Wayne Shoreceased 05/12/2018· 25-50% shares
  • Mr Timothy David Shoreceased 05/12/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-04-07
Jurisdictionengland-wales
Primary SIC64992 — SIC 64992

Registered office

Second Floor Steeple House
Church Lane
Chelmsford
Essex
CM1 1NH
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28

Officers (3 active · 12 resigned)

BARKER, Paul Michael→
director · ~46y · appointed 2017-06-16
View their other companies + combined net worth →
Active
GUNDERSEN, Magnus Ingolf→
director · ~54y · appointed 2017-06-16
View their other companies + combined net worth →
Active
SELLARS, Nick→
director · ~65y · appointed 2017-06-16
View their other companies + combined net worth →
Active
SMITH, Siobhan Bernadette→
secretary · appointed 2014-08-28 · resigned 2018-05-03
Resigned
DONE, Fred→
director · ~83y · appointed 2014-08-28 · resigned 2017-02-15
Resigned
DONE, Peter Daniel→
director · ~52y · appointed 2014-08-28 · resigned 2017-02-15
Resigned
DONE-JACKSON, Lea Anne→
director · ~50y · appointed 2014-08-28 · resigned 2017-02-15
Resigned
DONE-ORRELL, Nicola Anne→
director · ~56y · appointed 2014-08-28 · resigned 2017-02-15
Resigned
GEE, Geoffrey Alan→
director · ~69y · appointed 2014-09-01 · resigned 2017-06-16
Resigned
MARSH, Steven Robert→
director · ~65y · appointed 2014-08-28 · resigned 2017-02-15
Resigned
MCQUEEN, Nathan→
director · ~53y · appointed 2017-06-16 · resigned 2018-05-03
Resigned
SHORE, Timothy David→
director · ~44y · appointed 2014-04-07 · resigned 2018-12-05
Resigned
SHORE, Wayne→
director · ~70y · appointed 2014-04-07 · resigned 2019-06-19
Resigned
SIDDONS, Jacqueline Anne→
director · ~58y · appointed 2014-08-28 · resigned 2017-02-15
Resigned
WILSON, Samantha→
director · ~55y · appointed 2018-08-16 · resigned 2024-07-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
4SYTE
4SYTE Limited
A registered charge—16/06/201729/02/2024
satisfied
Goldentree Financial Services
Goldentree Financial Services PLC
A registered charge—21/08/201417/06/2017

Recent filings (87 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-16
legacy
other · AGREEMENT2
2025-10-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-30
legacy
accounts · PARENT_ACC
2025-09-30
legacy
other · GUARANTEE2
2025-09-30
legacy
other · AGREEMENT2
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-11
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-09-10
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-09-10
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-09-10
termination-director-company-with-name-termination-date
officers · TM01
2024-07-04
legacy
other · AGREEMENT2
2024-06-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-06-16
legacy
accounts · PARENT_ACC
2024-06-16
legacy
other · AGREEMENT2
2024-06-16