ACCREDO FINANCIAL SERVICES LIMITED

🌳Matureactive
09175326 · ltd · incorporated 2014-08-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2024
Net worth
£98.7k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £98,718

Key financials

1 year extracted from filed iXBRL accounts
Cash
£19k
Net Worth
£99k
Current Assets
£645k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-03-28
Total assets£119.0k
Current assets£645.2k
Cash£19.5k
Debtors£625.7k
Net assets£98.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 officers
  • • 1 address
Last 90 days
3
filings
  • • 1 officers
  • • 1 address
  • • 1 accounts
Last 180 days
3
filings
  • • 1 officers
  • • 1 address
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-04-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-04-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2026-03-24
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  4. 2025-07-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-07-15
    ➖
    PHILLIPS, Paul Julian resigned
    director
  6. 2025-05-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-05-16
    ➕
    DIXON, Simon John appointed
    director
  8. 2025-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-08-18
    ➕
    MCKENNA, Michael David appointed
    director
  11. 2023-08-18
    ➕
    PHILLIPS, Paul Julian appointed
    director
  12. 2023-08-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2023-08-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2023-03-28
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  16. 2022-08-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-07-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2022-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2022-02-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  20. 2021-06-12
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  21. 2021-06-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2021-06-01
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  23. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2018-03-01
    ➕
    STRUDWICK, Henry Giles appointed
    director
  25. 2018-03-01
    ➖
    PHILLIPS, Paul Julian resigned
    director
  26. 2014-08-14
    🏢
    Company incorporated
    As ACCREDO FINANCIAL SERVICES LIMITED
  27. 2014-08-14
    ➕
    PHILLIPS, Paul Julian appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Acp (No 1) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Acp (No 1) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ACCREDO FINANCIAL SERVICES LIMITED
This company · 09175326

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Acp (No 1) Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control01/03/2018
1 historic (ceased) PSC
  • Mr Paul Julian Phillipsceased 01/03/2018· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-08-14
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

18 Carisbrooke Drive
Mapperley Park
Nottingham
NG3 5DS
England

Filing status

Accounts
Next due: 2026-06-28
Last made up to: 2024-03-28
Confirmation statement
Next due: 2026-08-18
Last: 2025-08-04

Officers (3 active · 2 resigned)

DIXON, Simon John→
director · ~53y · appointed 2025-05-16
View their other companies + combined net worth →
Active
MCKENNA, Michael David→
director · ~59y · appointed 2023-08-18
View their other companies + combined net worth →
Active
STRUDWICK, Henry Giles→
director · ~54y · appointed 2018-03-01
View their other companies + combined net worth →
Active
PHILLIPS, Paul Julian→
director · ~62y · appointed 2023-08-18 · resigned 2025-07-15
Resigned
PHILLIPS, Paul Julian→
director · ~62y · appointed 2014-08-14 · resigned 2018-03-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (44 total)

change-person-director-company-with-change-date
officers · CH01
2026-04-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-24
change-account-reference-date-company-previous-extended
accounts · AA01
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
termination-director-company-with-name-termination-date
officers · TM01
2025-07-17
appoint-person-director-company-with-name-date
officers · AP01
2025-05-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-20
appoint-person-director-company-with-name-date
officers · AP01
2023-08-18
appoint-person-director-company-with-name-date
officers · AP01
2023-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-28
change-account-reference-date-company-current-shortened
accounts · AA01
2023-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-04