9MONEY LIMITED

🌿Early-stageactive
15685057 · ltd · incorporated 2024-04-27
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 67/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
  1. 2025-10-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-10-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2025-04-01
    📄
    capital-name-of-class-of-shares
    capital · SH08
  4. 2025-03-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-03-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2025-03-26
    📄
    capital-allotment-shares
    capital · SH01
  7. 2025-03-26
    📄
    capital-allotment-shares
    capital · SH01
  8. 2025-03-26
    📄
    capital-allotment-shares
    capital · SH01
  9. 2025-03-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2025-03-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2025-03-01
    BENNETT, Craig Anthony appointed
    director
  12. 2025-03-01
    DAWSON, Robert Christopher appointed
    director
  13. 2024-04-27
    🏢
    Company incorporated
    As 9MONEY LIMITED
  14. 2024-04-27
    UBHI, Tajinder Singh appointed
    director
  15. 2024-04-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Young company: Only 2.1 years old — management layer unlikely to be developed.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-05-10

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Craig Anthony Bennett
Individual · British · DOB 02/1977 · age 49
2550%
25–50%25-50% shares · 25-50% voting01/03/2025
Mr Tajinder Singh Ubhi
Individual · British · DOB 02/1969 · age 57
2550%
25–50%25-50% shares · 25-50% voting27/04/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2024-04-27
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

Pearl Assurance House
Friar Lane
Nottingham
NG1 6BT
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-10OVERDUE
Last: 2025-04-26

Officers (3 active · 0 resigned)

BENNETT, Craig Anthony
director · ~49y · appointed 2025-03-01
View their other companies + combined net worth →
Active
DAWSON, Robert Christopher
director · ~58y · appointed 2025-03-01
View their other companies + combined net worth →
Active
UBHI, Tajinder Singh
director · ~57y · appointed 2024-04-27
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (12 total)

accounts-with-accounts-type-dormant
accounts · AA
2025-10-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-02
capital-name-of-class-of-shares
capital · SH08
2025-04-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-26
capital-allotment-shares
capital · SH01
2025-03-26
capital-allotment-shares
capital · SH01
2025-03-26
capital-allotment-shares
capital · SH01
2025-03-26
appoint-person-director-company-with-name-date
officers · AP01
2025-03-26
appoint-person-director-company-with-name-date
officers · AP01
2025-03-26
incorporation-company
incorporation · NEWINC
2024-04-27