ALBEMARLE FINANCIAL CONSULTING LIMITED
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 7.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £84.6k | £74.6k |
| Current assets | £101.1k | £96.5k |
| Cash | £30 | £30 |
| Debtors | £101.1k | £96.4k |
| Net assets | £292 | £292 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 address
- • 1 address
- • 1 accounts
- • 1 address
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-04-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-05📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-02-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-01📄gazette-notice-compulsorygazette · GAZ1
- 2021-06-16📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-11📄gazette-notice-compulsorygazette · GAZ1
- 2019-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-24🔒Charge registered #1Lender: John David Bell
- 2018-12-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2016-09-11🏢Company incorporatedAs ALBEMARLE FINANCIAL CONSULTING LIMITED
- 2016-09-11➕STRUDWICK, Henry Giles appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanGroup structure
Albemarle And Company Ltd holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Henry Giles Strudwick Individual · English · DOB 05/1972 · age 54 | — | — | sig. influencesignificant influence | 11/09/2016 |
Albemarle And Company Ltd Corporate entity | — | — | sig. influencesignificant influence | 11/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | John David Bell | A registered charge | — | 24/04/2019 | — |