ALPHA ASSET FINANCE LTD

🏛️Establishedactive
11232961 · ltd · incorporated 2018-03-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£197.4k
book net assets
Opportunity
66/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 66/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 3 insolvency-related filings on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £197,440
Cash YoY
-14%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£236k
↓ 14% YoY
Net Worth
£197k
↑ 5.0% YoY
Current Assets
£398k
↑ 13% YoY
Current Liabilities
£0£80k£159k£239k£318k£398kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£414.2k£263.0k
Current assets£397.8k£351.6k
Cash£236.1k£273.0k
Debtors£160.5k£71.2k
Net assets£197.4k£188.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-12-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-09
    📄
    capital-cancellation-shares
    capital · SH06
  3. 2025-06-09
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2025-06-09
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2025-06-09
    📄
    memorandum-articles
    incorporation · MA
  6. 2025-06-06
    📄
    capital-name-of-class-of-shares
    capital · SH08
  7. 2025-06-05
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  8. 2025-06-05
    📄
    legacy
    capital · SH20
  9. 2025-06-05
    ⚠️
    legacy
    insolvency · CAP-SS
  10. 2025-06-05
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2025-06-03
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  12. 2025-06-03
    📄
    legacy
    capital · SH20
  13. 2025-06-03
    ⚠️
    legacy
    insolvency · CAP-SS
  14. 2025-06-03
    📄
    resolution
    resolution · RESOLUTIONS
  15. 2024-10-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2023-10-16
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  17. 2023-10-16
    📄
    capital-name-of-class-of-shares
    capital · SH08
  18. 2023-10-16
    📄
    capital-allotment-shares
    capital · SH01
  19. 2023-10-16
    📄
    capital-allotment-shares
    capital · SH01
  20. 2023-10-03
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  21. 2023-10-03
    📄
    resolution
    resolution · RESOLUTIONS
  22. 2023-10-03
    📄
    legacy
    capital · SH20
  23. 2023-10-03
    ⚠️
    legacy
    insolvency · CAP-SS
  24. 2023-02-28
    YATES, Terry Roy resigned
    director
  25. 2020-03-31
    BRYANT, James Richard resigned
    director
  26. 2018-06-22
    SPINKS, Paul Nicholas Michael appointed
    director
  27. 2018-03-05
    🏢
    Company incorporated
    As ALPHA ASSET FINANCE LTD
  28. 2018-03-05
    O'HARA, Bradley Paul appointed
    director
  29. 2018-03-05
    BRYANT, James Richard appointed
    director
  30. 2018-03-05
    YATES, Terry Roy appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
3 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2025-06-05: legacy; 2025-06-03: legacy

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Bradley Paul O'Hara
Individual · British · DOB 10/1976 · age 50
5075%
50-75% shares05/03/2018
Ms Tracey Nicola Holden
Individual · British · DOB 05/1977 · age 49
2550%
25–50%25-50% shares · 25-50% voting30/06/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-03-05
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Second Floor Office The Maltings
Wharf Road
Grantham
Lincolnshire
NG31 6BH
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-11
Last: 2025-09-27

Officers (2 active · 2 resigned)

O'HARA, Bradley Paul
director · ~50y · appointed 2018-03-05
View their other companies + combined net worth →
Active
SPINKS, Paul Nicholas Michael
director · ~48y · appointed 2018-06-22
View their other companies + combined net worth →
Active
BRYANT, James Richard
director · ~40y · appointed 2018-03-05 · resigned 2020-03-31
Resigned
YATES, Terry Roy
director · ~49y · appointed 2018-03-05 · resigned 2023-02-28
Resigned

Click a director name to see their full track record across all companies.

Recent filings (71 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-09
capital-cancellation-shares
capital · SH06
2025-06-09
resolution
resolution · RESOLUTIONS
2025-06-09
resolution
resolution · RESOLUTIONS
2025-06-09
memorandum-articles
incorporation · MA
2025-06-09
capital-name-of-class-of-shares
capital · SH08
2025-06-06
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-06-05
legacy
capital · SH20
2025-06-05
legacy
insolvency · CAP-SS
2025-06-05
resolution
resolution · RESOLUTIONS
2025-06-05
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-06-03
legacy
capital · SH20
2025-06-03
legacy
insolvency · CAP-SS
2025-06-03
resolution
resolution · RESOLUTIONS
2025-06-03