BANCROFT WEALTH LTD
💤Zombieactive
12419397 · ltd · incorporated 2020-01-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 4 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-20➖GAY, David Malcolm resigneddirector
- 2022-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-01➖RUSSELL, Clive Edward resigneddirector
- 2022-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-02-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-23➕BOWE, Sophie Louise appointeddirector
- 2022-02-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-12-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-01➕GAY, David Malcolm appointeddirector
- 2021-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-26📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-01-22🏢Company incorporatedAs BANCROFT WEALTH LTD
- 2020-01-22➕RUSSELL, Clive Edward appointeddirector
- 2020-01-22📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sophie Louise Bowe Individual · British · DOB 07/1989 · age 37 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/02/2022 |
3 historic (ceased) PSCs
- Mr Clive Edward Russellceased 24/02/2022· 25-50% shares · 25-50% voting · board control
- Mrs Charlotte Louise Russellceased 24/02/2022· 25-50% shares · 25-50% voting
- Mr Benjamin Edward Arwyn Russellceased 01/02/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACTIVE FINANCIAL ADVISERS LTD→ 12307130 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAM LEWIS FIRST IN MORTGAGES LTD→ 16301001 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBER SHIELD FINANCE LTD→ 15512614 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMPLE MORTGAGES LIMITED→ 12528571 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ATM SERVICES LIMITED→ 04682264 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| AUGUST THREE INVESTMENT LTD→ 09883253 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AXYLHOMES LTD→ 12608686 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BAAZ INVESTMENT LIMITED→ 15967070 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEACHAM'S ELITE MORTGAGES LIMITED→ 08686477 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BEAR STERLING LIMITED→ 09639892 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BEAUFORCE CORPORATION LIMITED→ 04322103 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BEESURE LTD→ 10551333 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-01-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Osbaston House
Osbaston
Monmouth
NP25 5DL
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-05
Last: 2026-02-19
Officers (1 active · 2 resigned)
BOWE, Sophie Louise→
Activedirector · ~37y · appointed 2022-02-23
View their other companies + combined net worth →
GAY, David Malcolm→
Resigneddirector · ~62y · appointed 2021-12-01 · resigned 2023-03-20
RUSSELL, Clive Edward→
Resigneddirector · ~63y · appointed 2020-01-22 · resigned 2022-11-01
Click a director name to see their full track record across all companies.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-06
termination-director-company-with-name-termination-date
officers · TM01
2023-03-30
termination-director-company-with-name-termination-date
officers · TM01
2022-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-28
change-person-director-company-with-change-date
officers · CH01
2022-10-10
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-02-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-02-24