AFR CAPITAL LTD
💤Zombieactive
12794133 · ltd · incorporated 2020-08-05
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£85.1k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68310Real estate agencies
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £85,064
Net assets shrinking
Down £17,567 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£85k
↓ 17% YoY
Current Assets
£122k
↑ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £86.1k | £102.6k |
| Current assets | £122.0k | £104.6k |
| Net assets | £85.1k | £102.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-07-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-07-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30➖KHADAM, Rashida resigneddirector
- 2025-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-28➕NAVEED, Muhammad Ramzan appointeddirector
- 2025-05-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-29📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2023-10-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-06-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-06-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-16➖NAVEED, Muhammad resignedsecretary
- 2022-06-16➕KHADAM, Rashida appointeddirector
- 2022-06-16➖NAVEED, Muhammad Ramzan resigneddirector
- 2020-08-05🏢Company incorporatedAs AFR CAPITAL LTD
- 2020-08-05➕NAVEED, Muhammad appointedsecretary
- 2020-08-05➕NAVEED, Muhammad Ramzan appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Muhammad Ramzan Naveed Individual · British · DOB 07/1983 · age 43 | — | — | sig. influencesignificant influence | 30/06/2025 |
2 historic (ceased) PSCs
- Mrs Rashida Khadamceased 30/06/2025· significant influence
- Mr Muhammad Ramzan Naveedceased 16/06/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2ND CITY FINANCE LTD→ 13055699 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 42 WEALTH MANAGEMENT LTD→ 09873045 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 528 INVESTMENTS LIMITED→ 16106849 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A S R FINANCIAL LIMITED→ 14663101 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A T FINANCIAL SERVICES LTD→ 12628112 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AF FINANCIAL CONSULTANTS LTD→ 11824407 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AGREE MORTGAGE SOLUTIONS LTD→ 14373389 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALDRIDGE BOOK-KEEPING SERVICES LIMITED→ 04720045 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ALDRIDGE MORTGAGES & PROTECTION LIMITED→ 15304667 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALIMITA 3 LIMITED→ 16495825 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALIMITA LIMITED→ 16421365 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPX GUARDING LTD→ 16666751 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-08-05
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
51 Leamore Lane
Walsall
WS3 2AF
England
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2027-01-22
Last: 2026-01-08
Officers (1 active · 3 resigned)
NAVEED, Muhammad Ramzan→
Activedirector · ~43y · appointed 2025-05-28
View their other companies + combined net worth →
NAVEED, Muhammad→
Resignedsecretary · appointed 2020-08-05 · resigned 2022-06-16
KHADAM, Rashida→
Resigneddirector · ~45y · appointed 2022-06-16 · resigned 2025-06-30
NAVEED, Muhammad Ramzan→
Resigneddirector · ~43y · appointed 2020-08-05 · resigned 2022-06-16
Click a director name to see their full track record across all companies.
Recent filings (31 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-11
termination-director-company-with-name-termination-date
officers · TM01
2025-07-11
change-person-director-company-with-change-date
officers · CH01
2025-05-29
appoint-person-director-company-with-name-date
officers · AP01
2025-05-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-08
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-29
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2024-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-04