ARTURA FUNDING SOLUTIONS LTD

💤Zombieactive
12904254 · ltd · incorporated 2020-09-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£-3.7k
book net assets
Opportunity
61/100
Worth a look
🔔
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What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 61/100 (worth a look), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £3,684

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
-£4k
↓ 187% YoY
Current Assets
£446
↓ 65% YoY
Current Liabilities
-£4k-£3k-£2k-£703£291£1kNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Total assets£-3.7k£-1.3k
Current assets£446£1.3k
Net assets£-3.7k£-1.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-08-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-07-15
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  3. 2025-07-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2025-07-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-07-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-07-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-06-20
    GODDARD, Paul Michael appointed
    director
  8. 2025-06-20
    HEARD, Anthony John resigned
    director
  9. 2025-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-03-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2025-03-01
    HILL, Tanya resigned
    director
  12. 2024-08-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2023-12-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2023-08-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2022-08-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-06-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2022-06-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2022-05-19
    SEABOURNE, Roxanne resigned
    director
  19. 2021-06-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  20. 2021-06-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  21. 2021-06-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  22. 2021-06-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2021-06-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2021-05-28
    HILL, Tanya appointed
    director
  25. 2021-05-28
    SEABOURNE, Roxanne appointed
    director
  26. 2021-05-17
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  27. 2021-02-25
    MATTHEWS, Richard Calvin resigned
    director
  28. 2020-09-25
    🏢
    Company incorporated
    As ARTURA FUNDING SOLUTIONS LTD
  29. 2020-09-25
    HEARD, Anthony John appointed
    director
  30. 2020-09-25
    MATTHEWS, Richard Calvin appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high · 1 med ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-03-24

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-07-15: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Paul Michael Goddard
Individual · British · DOB 05/1988 · age 38
75100%
75–100%board control75-100% shares · 75-100% voting · board control20/06/2025
4 historic (ceased) PSCs
  • Mrs Tanya Hillceased 01/03/2025· 25-50% shares · 25-50% voting
  • Miss Roxanne Seabourneceased 19/05/2022· 25-50% shares · 25-50% voting
  • Mr Anthony John Heardceased 20/06/2025· 25-50% shares · 25-50% voting
  • Mr Richard Calvin Matthewsceased 25/02/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-09-25
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

1st Floor, 11 Freeport Office Village
Century Drive
Braintree
Essex
CM77 8YG
United Kingdom

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-03-24OVERDUE
Last: 2025-03-10

Officers (1 active · 4 resigned)

GODDARD, Paul Michael
director · ~38y · appointed 2025-06-20
View their other companies + combined net worth →
Active
HEARD, Anthony John
director · ~45y · appointed 2020-09-25 · resigned 2025-06-20
Resigned
HILL, Tanya
director · ~54y · appointed 2021-05-28 · resigned 2025-03-01
Resigned
MATTHEWS, Richard Calvin
director · ~49y · appointed 2020-09-25 · resigned 2021-02-25
Resigned
SEABOURNE, Roxanne
director · ~43y · appointed 2021-05-28 · resigned 2022-05-19
Resigned

Click a director name to see their full track record across all companies.

Recent filings (33 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-27
certificate-change-of-name-company
change-of-name · CERTNM
2025-07-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-15
termination-director-company-with-name-termination-date
officers · TM01
2025-07-15
appoint-person-director-company-with-name-date
officers · AP01
2025-07-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-10
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-03-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-30