AF (U.K) LTD
🌿Early-stageactive
14101374 · ltd · incorporated 2022-05-11
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-133.2k
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Activities of venture and development capital companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 60/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £133,226
Key financials
2 years extracted from filed iXBRL accountsCash
£38k
Net Worth
-£133k
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Cash | £38.4k | — |
| Net assets | £-133.2k | — |
| Average employees | — | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-10-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-11➕DEAN, Michael appointeddirector
- 2024-06-11➕GUZMAN, Manuel Esteban Gonzalez appointeddirector
- 2024-06-11➕LECLERC, Donald Robert appointeddirector
- 2024-06-11➖EGO, Gabriel resignedsecretary
- 2024-06-11➖GRUNEWALD, Armin Felix resigneddirector
- 2024-06-11➖WITTE, Bjorn Georges resigneddirector
- 2024-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-01➕GRUNEWALD, Armin Felix appointeddirector
- 2023-08-31➖OBLOJ, Przemek resigneddirector
- 2023-05-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-05-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-05-22➖BOUTHORS, Anela resignedsecretary
- 2023-05-22➕EGO, Gabriel appointedsecretary
- 2023-05-22➖HIRSCHI, Michel resigneddirector
- 2023-05-22➕WITTE, Bjorn Georges appointeddirector
- 2022-05-11🏢Company incorporatedAs AF (U.K) LTD
- 2022-05-11➕BOUTHORS, Anela appointedsecretary
- 2022-05-11➕HIRSCHI, Michel appointeddirector
- 2022-05-11➕OBLOJ, Przemek appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-15
Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-10-14: certificate-change-of-name-company
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Dean Individual · Australian · DOB 07/1966 · age 60 | — | — | sig. influencesignificant influence | 11/06/2024 |
Mr Manuel Esteban Gonzalez Guzman Individual · Mexican,Swiss · DOB 05/1966 · age 60 | — | — | sig. influencesignificant influence | 11/06/2024 |
Mr Donald Robert Leclerc Individual · Canadian · DOB 01/1973 · age 53 | — | — | sig. influencesignificant influence | 11/06/2024 |
1 historic (ceased) PSC
- Roger Lienhardceased 11/06/2024· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 258 CAPITAL LIMITED→ 16051762 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A J MOVEABLES LIMITED→ 13565428 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACO RENAISSANCE 1 LTD→ 13691839 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACR→ 00985677 · est 1970 · no financials extracted | — | — | — | — | 55y | — | — |
| ACREMASTER LIMITED→ 01220065 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| ADALO ASSET BACKED SECURITISATION LIMITED→ 15249884 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADELPHA CAPITAL LTD→ 10409699 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADF CLAIMS ADVISORY LTD→ 16970205 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AEGIS GLOBAL LEGAL & ARBITRATION LTD→ 16753310 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEONIC ANT LTD→ 13798981 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AEQUOR INVESTMENTS LIMITED→ 07662889 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AF & ASSOCIATES LTD→ 12336442 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-05-11
Jurisdictionengland-wales
Primary SIC64303 — Activities of venture and development capital companies
Registered office
2 Leman Street
London
E1W 9US
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-15OVERDUE
Last: 2025-05-01
Officers (3 active · 6 resigned)
DEAN, Michael→
Activedirector · ~60y · appointed 2024-06-11
View their other companies + combined net worth →
GUZMAN, Manuel Esteban Gonzalez→
Activedirector · ~60y · appointed 2024-06-11
View their other companies + combined net worth →
LECLERC, Donald Robert→
Activedirector · ~53y · appointed 2024-06-11
View their other companies + combined net worth →
BOUTHORS, Anela→
Resignedsecretary · appointed 2022-05-11 · resigned 2023-05-22
EGO, Gabriel→
Resignedsecretary · appointed 2023-05-22 · resigned 2024-06-11
GRUNEWALD, Armin Felix→
Resigneddirector · ~39y · appointed 2023-09-01 · resigned 2024-06-11
HIRSCHI, Michel→
Resigneddirector · ~59y · appointed 2022-05-11 · resigned 2023-05-22
OBLOJ, Przemek→
Resigneddirector · ~49y · appointed 2022-05-11 · resigned 2023-08-31
WITTE, Bjorn Georges→
Resigneddirector · ~52y · appointed 2023-05-22 · resigned 2024-06-11
Click a director name to see their full track record across all companies.
Recent filings (30 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
change-person-director-company-with-change-date
officers · CH01
2024-10-15
change-person-director-company-with-change-date
officers · CH01
2024-10-15
certificate-change-of-name-company
change-of-name · CERTNM
2024-10-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-03
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-22
termination-director-company-with-name-termination-date
officers · TM01
2024-08-22