23 WOOLWICH ROAD LTD
🌿Early-stageactive
14698016 · ltd · incorporated 2023-03-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£-23.9k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 2.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.5 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
17 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £23,947
Net assets shrinking
Down £24,047 YoY
Cash YoY
+19064%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£19k
↑ 19064% YoY
Net Worth
-£24k
↓ 24047% YoY
Current Assets
£157k
↑ 156720% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £262.1k | £100 |
| Current assets | £156.8k | £100 |
| Cash | £19.2k | £100 |
| Debtors | £10.6k | — |
| Net assets | £-23.9k | £100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 4 mortgage
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-12🔒Charge registered #4Lender: Gfs 1 LTD
- 2025-12-12🔒Charge registered #3Lender: Gfs 1 LTD
- 2025-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-13🔓Charge satisfied #2
- 2025-11-13🔓Charge satisfied #1
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-28📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-17🔒Charge registered #2Lender: Proplend Security Limited
- 2023-10-17🔒Charge registered #1Lender: Proplend Security Limited
- 2023-07-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-07-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-07-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-05➕SAGGU, Surinder Kaur appointeddirector
- 2023-07-05➖SAGGU, Tripatpal Singh resigneddirector
- 2023-03-01🏢Company incorporatedAs 23 WOOLWICH ROAD LTD
- 2023-03-01➕GOSAL, Manjit appointeddirector
- 2023-03-01➕SAGGU, Tripatpal Singh appointeddirector
- 2023-03-01📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Surinder Kaur Saggu Individual · British · DOB 05/1954 · age 72 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 05/07/2023 |
Mr Manjit Gosal Individual · British · DOB 03/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/03/2023 |
1 historic (ceased) PSC
- Mr Tripatpal Singh Sagguceased 05/07/2023· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 107 NORMAN ROAD LN LTD→ 14174469 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 115A HIGH STREET LIMITED→ 12837143 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 13-21 LINDEN COURT RTM COMPANY LIMITED→ 09767222 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 14 BARLEYCORN LTD→ 16042589 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 187 LOWER CLAPTON ROAD LIMITED→ 15284637 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 19 BODMIN ROAD LTD→ 14183613 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1LSK PROPERTIES LIMITED→ 13991574 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 1ST AVENUE CAPITAL LTD→ 12298343 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1STAVENUE.CO.UK LIMITED→ 05913713 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 2 SWANS LIMITED→ 16932331 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2-4 NK STREET LIMITED→ 14911249 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 23-35 KINGFISHER DRIVE (GREENHITHE) RTM COMPANY LIMITED→ 10114214 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-01
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Copperfield Valley Lane
Meopham
Gravesend
DA13 0DQ
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-08-01
Last: 2025-07-18
Officers (2 active · 1 resigned)
GOSAL, Manjit→
Activedirector · ~60y · appointed 2023-03-01
View their other companies + combined net worth →
SAGGU, Surinder Kaur→
Activedirector · ~72y · appointed 2023-07-05
View their other companies + combined net worth →
SAGGU, Tripatpal Singh→
Resigneddirector · ~44y · appointed 2023-03-01 · resigned 2023-07-05
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gfs 1 Gfs 1 LTD | A registered charge | — | 12/12/2025 | — | |
| outstanding | Gfs 1 Gfs 1 LTD | A registered charge | 1 property | 12/12/2025 | — | |
| satisfied | Proplend Security Proplend Security Limited | A registered charge | 1 property | 17/10/2023 | 13/11/2025 | |
| satisfied | Proplend Security Proplend Security Limited | A registered charge | 1 property | 17/10/2023 | 13/11/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (17 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-22
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-13
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
accounts-with-accounts-type-dormant
accounts · AA
2024-12-04
change-account-reference-date-company-current-shortened
accounts · AA01
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-07-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-18
appoint-person-director-company-with-name-date
officers · AP01
2023-07-18