ANDREW PENSION PLAN TRUSTEE LIMITED

🌱Startupactive
15985925 · private-limited-guarant-nsc · incorporated 2024-09-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-04-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-10-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  3. 2025-10-15
    📄
    change-corporate-director-company-with-change-date
    officers · CH02
  4. 2025-06-02
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2025-05-29
    📄
    memorandum-articles
    incorporation · MA
  6. 2025-05-09
    GORDON, Stuart Colin resigned
    director
  7. 2025-05-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-09-30
    🏢
    Company incorporated
    As ANDREW PENSION PLAN TRUSTEE LIMITED
  9. 2024-09-30
    MORE, Alisdair Saunders Lamb appointed
    director
  10. 2024-09-30
    PAN TRUSTEES UK LLP appointed
    corporate-director
  11. 2024-09-30
    GORDON, Stuart Colin appointed
    director
  12. 2024-09-30
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 1.7 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Pan Trustees Uk Llp is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Pan Trustees Uk Llp
Corporate parent
ANDREW PENSION PLAN TRUSTEE LIMITED
This company · 15985925

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Pan Trustees Uk Llp
Corporate entity
75–100%75-100% voting30/09/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2024-09-30
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Third Floor Connexions
159 Princes Street
Ipswich
Suffolk
IP1 1QJ
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29

Officers (2 active · 1 resigned)

MORE, Alisdair Saunders Lamb
director · ~49y · appointed 2024-09-30
View their other companies + combined net worth →
Active
PAN TRUSTEES UK LLP
corporate-director · appointed 2024-09-30
View their other companies + combined net worth →
Active
GORDON, Stuart Colin
director · ~56y · appointed 2024-09-30 · resigned 2025-05-09
Resigned

Click a director name to see their full track record across all companies.

Recent filings (8 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-04-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
change-corporate-director-company-with-change-date
officers · CH02
2025-10-15
resolution
resolution · RESOLUTIONS
2025-06-02
memorandum-articles
incorporation · MA
2025-05-29
termination-director-company-with-name-termination-date
officers · TM01
2025-05-09
incorporation-company
incorporation · NEWINC
2024-09-30