HOWARD ABRAHAM (MOTORS) LIMITED

📉Decliningactive
NI004747 · ltd · incorporated 1960-12-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
  • · Lifecycle stage drifting downward
  • · Currently "declining"
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 45112SIC 45112
  • 45200SIC 45200
  • 45320Retail trade of motor vehicle parts and accessories
Investor take
Pursue
Conservative operator with a 78-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (73/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 39.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 39.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
165 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £68,892

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Profit before tax£68.9k£1.16M
Average employees252600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-02-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-04-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-04-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-02-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2024-05-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-05-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-05-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2024-05-21
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  9. 2024-05-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2024-05-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2024-03-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2024-02-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2024-01-07
    ➖
    ABRAHAM, Cynthia Elizabeth resigned
    director
  14. 2023-02-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2022-02-24
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2021-05-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2021-05-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2021-05-21
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  19. 2021-03-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2021-03-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2007-12-01
    ➕
    ABRAHAM, Steven Stanley appointed
    director
  22. 2002-06-01
    ➕
    ABRAHAM, Timothy Arthur Howard appointed
    director
  23. 2001-07-19
    🔓
    Charge satisfied #3
  24. 1998-06-03
    🔓
    Charge satisfied #2
  25. 1993-10-28
    🔒
    Charge registered #3
    Lender: Esso Petroleum Company Limited
  26. 1992-11-23
    🔒
    Charge registered #2
    Lender: Esso Petroleum Company Limited
  27. 1986-11-14
    🔒
    Charge registered #1
    Lender: Bp Oil Limited
  28. 1960-12-01
    🏢
    Company incorporated
    As HOWARD ABRAHAM (MOTORS) LIMITED

Owner dependency

98/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "ABRAHAM" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 65 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Steven Stanley Abraham
Individual · British · DOB 12/1973 · age 53
25–50%
25–50%25-50% shares · 25-50% voting03/03/2017
Mr Timothy Arthur Howard Abraham
Individual · British · DOB 12/1972 · age 54
25–50%
25–50%25-50% shares · 25-50% voting03/03/2017
Mr Stanley Alfred Howard Abraham
Individual · British · DOB 10/1948 · age 78
——sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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——8947y8484y
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DOWNEYS CARS (N.I.) LTD→
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——2339y8561y
CURTIS DEVELOPMENTS LTD.→
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——2529y8470y
LISBURN AUTO SALVAGE LIMITED→
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———240015y8564y
AGNEW COMMERCIALS LIMITED→
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————47y8376y
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————21y8363y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1960-12-01
Jurisdictionnorthern-ireland
Primary SIC45111 — Sale of new cars and light motor vehicles

Registered office

55-93 Avenue Road
Lurgan
Craigavon
County Armagh
BT66 7BG
United Kingdom

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21

Officers (4 active · 1 resigned)

ABRAHAM, Stanley Alfred Howard→
secretary
View their other companies + combined net worth →
Active
ABRAHAM, Stanley Alfred Howard→
director · ~78y
View their other companies + combined net worth →
Active
ABRAHAM, Steven Stanley→
director · ~53y · appointed 2007-12-01
View their other companies + combined net worth →
Active
ABRAHAM, Timothy Arthur Howard→
director · ~54y · appointed 2002-06-01
View their other companies + combined net worth →
Active
ABRAHAM, Cynthia Elizabeth→
director · ~79y · resigned 2024-01-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Esso Petroleum Company
Esso Petroleum Company Limited
Mortgage and charge1 property28/10/199319/07/2001
satisfied
Esso Petroleum Company
Esso Petroleum Company Limited
Mortgage and charge2 properties23/11/199203/06/1998
outstanding
Bp Oil
Bp Oil Limited
Mortgage1 property14/11/1986—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (165 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-full
accounts · AA
2026-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2025-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-29
accounts-with-accounts-type-full
accounts · AA
2025-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-21
change-person-director-company-with-change-date
officers · CH01
2024-05-21
change-person-director-company-with-change-date
officers · CH01
2024-05-21
change-person-director-company-with-change-date
officers · CH01
2024-05-21
change-person-secretary-company-with-change-date
officers · CH03
2024-05-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-21
termination-director-company-with-name-termination-date
officers · TM01
2024-03-28
accounts-with-accounts-type-full
accounts · AA
2024-02-29