ROADSIDE (GARAGES) LIMITED
🌳Matureactive
NI019543 · ltd · incorporated 1986-06-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45112SIC 45112
- 45200SIC 45200
Investor take
PursueLeverage-led grower with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (77/100).
🏦
Refinance opportunity
22 live charges · 9 lenders · oldest 36.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 36.1 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
22 charges (22/22 with lender, 22/22 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
149 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £194,744
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Profit before tax | £194.7k | £208.5k |
| Average employees | 23 | 2400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-25🔓Charge satisfied #21
- 2023-09-15📄accounts-with-accounts-type-mediumaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-18📄accounts-with-accounts-type-fullaccounts · AA
- 2019-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-03🔒Charge registered #22Lender: Hsbc UK Bank PLC
- 2019-12-03🔒Charge registered #21Lender: Hsbc UK Bank PLC
- 2019-12-03🔒Charge registered #20Lender: Hsbc UK Bank PLC
- 2019-12-03🔓Charge satisfied #18
- 2019-12-03🔓Charge satisfied #17
- 2019-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-13🔓Charge satisfied #12
- 2019-10-02📄accounts-with-accounts-type-fullaccounts · AA
- 2019-09-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-26🔒Charge registered #19Lender: Hsbc UK Bank PLC
- 2018-12-17📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-11-05➕LAMONT, Ian appointeddirector
- 2015-03-31🔒Charge registered #18Lender: Aib Group (UK) PLC
- 2014-05-30🔓Charge satisfied #13
- 2014-05-30🔓Charge satisfied #11
- 2014-05-30🔓Charge satisfied #8
- 2014-05-30🔓Charge satisfied #7
- 2014-03-14🔒Charge registered #17Lender: Aib Group (UK) PLC
- 2014-01-21🔓Charge satisfied #10
- 2009-09-23🔒Charge registered #13Lender: Ulster Bank Limited
- 2009-06-25➖BOYD, Jill Elizabeth resigneddirector
- 2008-05-16🔓Charge satisfied #9
- 2008-03-19🔒Charge registered #12Lender: Gmac (UK) PLC
- 2008-02-04🔒Charge registered #11Lender: Ulster Bank Limited
- 2007-06-29🔒Charge registered #10Lender: Ulster Bank Limited
- 2006-10-31🔒Charge registered #9Lender: Ulster Bank Limited
- 2005-03-22🔓Charge satisfied #6
- 2005-03-22🔓Charge satisfied #5
- 2005-03-22🔓Charge satisfied #4
- 2005-03-22🔓Charge satisfied #3
- 2005-03-22🔓Charge satisfied #2
- 2005-03-22🔓Charge satisfied #1
- 2005-02-24🔒Charge registered #8Lender: Ulster Bank Limited
- 2005-02-24🔒Charge registered #7Lender: Ulster Bank Limited
- 2003-08-06🔓Charge satisfied #16
- 2003-03-27🔒Charge registered #6Lender: Donegall Square West
Showing most recent 50 of 66 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 40 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 40 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Boyd Individual · British · DOB 03/1965 · age 61 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| M-B TRUCK AND VAN (NI) LIMITED→ NI020402 · est 1987 | £9.50M £7.60M–£11.40M | £48.66M | — | 12700 | 39y | 85 | 64y |
| PRENTICE PORTADOWN LIMITED→ NI626334 · est 2014 | £4.59M £3.67M–£5.51M | £47.61M | — | 7500 | 11y | 85 | 62y |
| PHILLIPS (LISBURN) LIMITED→ NI020891 · est 1987 | £4.02M £3.22M–£4.83M | £27.87M | — | 3200 | 38y | 87 | 72y |
| J.K.C.SPECIALIST CARS LIMITED→ NI013216 · est 1978 | £2.51M £2.01M–£3.02M | — | — | 89 | 47y | 84 | 84y |
| THOMPSON LEISURE LIMITED→ NI609785 · est 2011 | £1.39M £1.11M–£1.66M | £23.67M | — | 3900 | 14y | 84 | 64y |
| JF CAR SALES LIMITED→ NI624551 · est 2014 | £817.2k £653.8k–£980.7k | £3.14M | — | 500 | 12y | 84 | 68y |
| CURTIS DEVELOPMENTS LTD.→ NI030918 · est 1996 | £324.8k £259.9k–£389.8k | — | — | 25 | 29y | 84 | 70y |
| HOWARD ABRAHAM (MOTORS) LIMITED→ NI004747 · est 1960 | £32.3k £25.8k–£38.7k | — | — | 25 | 65y | 87 | 78y |
| LISBURN AUTO SALVAGE LIMITED→ NI603743 · est 2010 | — | — | — | 2400 | 15y | 85 | 64y |
| TRACTOR SPARES (N.I.) LIMITED→ NI017801 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| VOGUE COMPETITIONS LTD→ NI666721 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| WHITEMOUNTAIN TYRE & BATTERY CO. LIMITED→ NI015353 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-06-04
Jurisdictionnorthern-ireland
Primary SIC45111 — Sale of new cars and light motor vehicles
Registered office
9 Somerset Road
Coleraine
Co.Londonderry
BT51 3LL
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01
Officers (3 active · 2 resigned)
Active
Active
Active
BOYD, Jill Elizabeth→
Resigneddirector · ~61y · appointed 2000-09-30 · resigned 2009-06-25
COPELAND, Richard James→
Resigneddirector · ~69y · appointed 1986-06-04 · resigned 2000-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
22
Total charges
3
Outstanding
1
Active lenders
Status:Lender:22 of 22 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 3 properties | 03/12/2019 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 03/12/2019 | 25/05/2024 | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 03/12/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 26/09/2019 | — | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | 1 property | 31/03/2015 | 03/12/2019 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | A registered charge | 4 properties | 14/03/2014 | 03/12/2019 | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage or charge | 1 property | 23/09/2009 | 30/05/2014 | |
| satisfied | Gmac (UK) Gmac (UK) PLC | Mortgage or charge | 1 property | 19/03/2008 | 13/11/2019 | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage or charge | 1 property | 04/02/2008 | 30/05/2014 | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage or charge | 1 property | 29/06/2007 | 21/01/2014 | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage or charge | 2 properties | 31/10/2006 | 16/05/2008 | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage or charge | 2 properties | 24/02/2005 | 30/05/2014 | |
| satisfied | NatWest Group Ulster Bank Limited | Debenture | 1 property | 24/02/2005 | 30/05/2014 | |
| satisfied | Donegall Square West / Northern Bank | Mortgage or charge | 1 property | 27/03/2003 | 22/03/2005 | |
| satisfied | Northern Bank Northern Bank LTD | Mortgage or charge | 1 property | 24/09/2001 | 22/03/2005 | |
| satisfied | Northern Bank Northern Bank LTD | Mortgage or charge | 1 property | 03/01/2001 | 22/03/2005 | |
| satisfied | Fiat Auto (UK) Fiat Auto (UK) Limited | Mortgage | 1 property | 24/06/1994 | 06/08/2003 | |
| satisfied | Northern Bank Northern Bank Limited | Mortgage or charge | 1 property | 08/06/1990 | 22/03/2005 | |
| satisfied | Alliance & Leicester Building Society | Mortgage | 1 property | 01/06/1990 | 04/12/1990 | |
| satisfied | Alliance & Leicester Building Society | Debenture | 1 property | 01/06/1990 | 04/12/1992 | |
| satisfied | Northern Bank Northern Bank Limited | Mortgage or charge | 1 property | 28/03/1990 | 22/03/2005 | |
| satisfied | Northern Bank Northern Bank Limited | Mortgage or charge | 1 property | 28/03/1990 | 22/03/2005 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (149 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-full
accounts · AA
2025-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-full
accounts · AA
2024-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-03
accounts-with-accounts-type-medium
accounts · AA
2023-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-07
accounts-with-accounts-type-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-02
accounts-with-accounts-type-full
accounts · AA
2021-09-29
accounts-with-accounts-type-full
accounts · AA
2020-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-12-04