J.K.C.SPECIALIST CARS LIMITED
- · Lifecycle stage drifting downward
- · Currently "declining"
- 45112SIC 45112
- 45200SIC 45200
- 45320Retail trade of motor vehicle parts and accessories
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).
Refinance opportunity
7 live charges · 6 lenders · oldest 42.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 42.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Profit before tax | £911.4k | £1.30M |
| Average employees | 89 | 8500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-02📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-05📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-28🔓Charge satisfied #2
- 2023-02-28🔓Charge satisfied #1
- 2023-02-28🔓Charge satisfied #6
- 2022-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-08🔒Charge registered #7Lender: Northern Bank Limited
- 2022-09-13📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-23📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-16📄accounts-with-accounts-type-fullaccounts · AA
- 2019-05-20📄accounts-with-accounts-type-fullaccounts · AA
- 2018-06-12📄accounts-with-accounts-type-fullaccounts · AA
- 2017-06-15📄accounts-with-accounts-type-fullaccounts · AA
- 2016-06-14📄accounts-with-accounts-type-mediumaccounts · AA
- 2016-05-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-10-13➕MACFLYNN, Niall appointeddirector
- 2009-06-17🔒Charge registered #2Lender: Aib Group (UK) PLC
- 2004-10-14🔒Charge registered #1Lender: Aib Group (UK) PLC
- 1992-11-17🔓Charge satisfied #3
- 1988-07-19🔓Charge satisfied #4
- 1988-07-15🔒Charge registered #6Lender: Allied Irish Banks PLC
- 1988-01-05🔒Charge registered #5Lender: Bmw Finance (GB) Limited
- 1983-08-23🔒Charge registered #4Lender: Lloyds and Scottish Trust Limited
- 1983-07-08🔒Charge registered #3Lender: Allied Irish Banks Limited
- 1978-11-30🏢Company incorporatedAs J.K.C.SPECIALIST CARS LIMITED
- 1978-11-30➕CASSIDY, Mary S appointedsecretary
- 1978-11-30➕CASSIDY, John Kenneth appointeddirector
- 1978-11-30➕CASSIDY, Mary S appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 47 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 47 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
J.K.C Garages (Coleraine) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
J.K.C Garages (Coleraine) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| M-B TRUCK AND VAN (NI) LIMITED→ NI020402 · est 1987 | £9.50M £7.60M–£11.40M | £48.66M | — | 12700 | 39y | 85 | 64y |
| PRENTICE PORTADOWN LIMITED→ NI626334 · est 2014 | £4.59M £3.67M–£5.51M | £47.61M | — | 7500 | 11y | 85 | 62y |
| PHILLIPS (LISBURN) LIMITED→ NI020891 · est 1987 | £4.02M £3.22M–£4.83M | £27.87M | — | 3200 | 38y | 87 | 72y |
| THOMPSON LEISURE LIMITED→ NI609785 · est 2011 | £1.39M £1.11M–£1.66M | £23.67M | — | 3900 | 14y | 84 | 64y |
| JF CAR SALES LIMITED→ NI624551 · est 2014 | £817.2k £653.8k–£980.7k | £3.14M | — | 500 | 12y | 84 | 68y |
| ROADSIDE (GARAGES) LIMITED→ NI019543 · est 1986 | £509.6k £407.7k–£611.6k | — | — | 23 | 39y | 85 | 61y |
| CURTIS DEVELOPMENTS LTD.→ NI030918 · est 1996 | £324.8k £259.9k–£389.8k | — | — | 25 | 29y | 84 | 70y |
| HOWARD ABRAHAM (MOTORS) LIMITED→ NI004747 · est 1960 | £32.3k £25.8k–£38.7k | — | — | 25 | 65y | 87 | 78y |
| LISBURN AUTO SALVAGE LIMITED→ NI603743 · est 2010 | — | — | — | 2400 | 15y | 85 | 64y |
| TRACTOR SPARES (N.I.) LIMITED→ NI017801 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| VOGUE COMPETITIONS LTD→ NI666721 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| WHITEMOUNTAIN TYRE & BATTERY CO. LIMITED→ NI015353 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Northern Bank Northern Bank Limited | A registered charge | — | 08/12/2022 | — | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 1 property | 17/06/2009 | 28/02/2023 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Mortgage or charge | 1 property | 14/10/2004 | 28/02/2023 | |
| satisfied | Allied Irish Banks Allied Irish Banks PLC | Debenture | 1 property | 15/07/1988 | 28/02/2023 | |
| outstanding | Bmw Finance (GB) Bmw Finance (GB) Limited | Debenture | 1 property | 05/01/1988 | — | |
| satisfied | Lloyds Banking Group Lloyds and Scottish Trust Limited | Debenture | 1 property | 23/08/1983 | 19/07/1988 | |
| satisfied | Allied Irish Banks Allied Irish Banks Limited | Debenture | 1 property | 08/07/1983 | 17/11/1992 |