COURT FINANCE LIMITED
Opportunity 73/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
Corporate timeline (33 events)Click to expand
- 2025-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2024-09-20📄accounts-with-accounts-type-smallaccounts · AA
- 2023-09-22📄accounts-with-accounts-type-smallaccounts · AA
- 2022-09-12📄accounts-with-accounts-type-smallaccounts · AA
- 2021-09-23📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-smallaccounts · AA
- 2019-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-02📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2018-05-02📍change-sail-address-company-with-new-addressaddress · AD02
- 2018-05-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2018-05-01📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2018-05-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-04-27📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-04-11➖ACHESON, Margaret resigneddirector
- 2018-04-11➖CHAMBERS, Catherine Robina resigneddirector
- 2018-04-11➖REA, John Ronald resigneddirector
- 2017-12-11➕GIBSON, John Elliott appointedsecretary
- 2017-12-10➖GIBSON, William Stephens resignedsecretary
- 2017-12-10➖GIBSON, William Stephens resigneddirector
- 1999-12-14➕GERRING, Rosemary Elaine appointeddirector
- 1999-12-14➕GIBSON, John Elliott appointeddirector
- 1999-03-30➕CHAMBERS, Catherine Robina appointeddirector
- 1997-01-24➕FISHER, Pamela Mary appointeddirector
- 1997-01-24➕ACHESON, Margaret appointeddirector
- 1982-08-06🏢Company incorporatedAs COURT FINANCE LIMITED
- 1982-08-06➕STEVENSON, Dorothea Elizabeth appointeddirector
- 1982-08-06➕GIBSON, William Stephens appointedsecretary
- 1982-08-06➕GIBSON, William Stephens appointeddirector
- 1982-08-06➕REA, John Ronald appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 44 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 44 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-09
Group structure
Magherally Trading Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Magherally Trading Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 30/11/2025 |
1 historic (ceased) PSC
- Gibson Bros Limitedceased 30/11/2025· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SEOPA LTD→ NI046322 · est 2003 | £34.63M £25.18M–£44.07M | £32.38M | — | 7500 | 23y | 90 | 51y |
| WILLIS & COMPANY (INSURANCE BROKERS) LIMITED→ NI032004 · est 1997 | £21.84M £15.89M–£27.80M | — | — | 9800 | 29y | 87 | 81y |
| LODGE FINANCIAL ADVICE LIMITED→ NI045612 · est 2003 | £716.5k £521.1k–£911.9k | — | — | 8 | 23y | 83 | 61y |
| ACKER DEVELOPMENTS LIMITED→ NI028267 · est 1994 · no financials extracted | — | — | — | — | 32y | 83 | 60y |
| CREATION CONSUMER FINANCE LIMITED→ NI032565 · est 1997 · no financials extracted | — | — | — | — | 28y | 83 | 67y |
| CRN FINANCIAL SERVICES LIMITED→ NI018912 · est 1985 | — | — | £178.8k | — | 40y | 83 | 64y |
| DRUMBEARN LIMITED→ NI054292 · est 2005 · no financials extracted | — | — | — | — | 21y | 83 | 60y |
| GDP PARTNERSHIP LIMITED→ NI605327 · est 2010 | — | — | £8.9k | — | 15y | 83 | 62y |
| INSURE I LIMITED→ NI072940 · est 2009 | — | — | £1.62M | — | 16y | 83 | 66y |
| M & D FINANCIAL MANAGEMENT LIMITED→ NI049794 · est 2004 | — | — | — | 600 | 22y | 83 | 60y |
| MCGRADY FINANCIAL SERVICES LIMITED→ NI032133 · est 1997 | — | — | £215.7k | — | 29y | 83 | 60y |
| MORTGAGE IQ LIMITED→ NI056126 · est 2005 | — | — | £18.4k | — | 20y | 83 | 58y |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 5 resigned)
Click a director name to see their full track record across all companies.