STEERMOUNT LIMITED
🌳Matureactive
NI613750 · ltd · incorporated 2012-07-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 11.6y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (5 active, 6 linked, 5 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-03-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30🔓Charge satisfied #4
- 2025-03-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-04-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-24🔒Charge registered #4Lender: Northern Bank Limited
- 2022-03-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-08-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-21🔓Charge satisfied #3
- 2020-08-21🔓Charge satisfied #2
- 2020-08-21🔓Charge satisfied #1
- 2020-02-28➕MOORHEAD, Joan appointeddirector
- 2020-02-28➕PURDY, Louise appointeddirector
- 2020-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-02-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-08-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-03-30➖STEVENSON, Brian resigneddirector
- 2015-07-17🔒Charge registered #3Lender: Ulster Bank Limited
- 2015-01-30🔒Charge registered #2Lender: Ulster Bank Limited
- 2014-10-01🔒Charge registered #1Lender: Ulster Bank Limited
- 2012-07-27🏢Company incorporatedAs STEERMOUNT LIMITED
- 2012-07-27➕PURDY, Stephen appointedsecretary
- 2012-07-27➕MOORHEAD, Phillip Franklin appointeddirector
- 2012-07-27➕PURDY, Stephen John appointeddirector
- 2012-07-27➕STEVENSON, Brian appointeddirector
Owner dependency
56/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen John Purdy Individual · British · DOB 06/1968 · age 58 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mr Phillip Franklin Moorhead Individual · British · DOB 12/1969 · age 57 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BALLINAMALLARD ENTERPRISE COMPANY LIMITED→ NI034886 · est 1998 | £236.5k £201.0k–£271.9k | — | £236.5k | — | 27y | 83 | 86y |
| ANTRIM COUNTY INVESTMENT MANAGERS LIMITED→ NI020714 · est 1987 | £141.8k £120.5k–£163.0k | — | £141.8k | — | 38y | 83 | 78y |
| JECK LTD→ NI616037 · est 2012 | — | £11.66M | — | 2700 | 13y | 84 | 59y |
| CFR 75 LIMITED→ NI623827 · est 2014 | — | £791.1k | — | 0 | 12y | 84 | 59y |
| MCCARTHY PRIME PROPERTIES LTD→ NI052166 · est 2004 | — | £10.9k | — | 0 | 21y | 88 | 80y |
| HILLVIEW LODGE LIMITED→ NI025138 · est 1990 | — | — | — | 187 | 35y | 87 | 76y |
| STRATHDEN LIMITED→ NI626346 · est 2014 | — | — | — | 200 | 11y | 85 | 62y |
| ADREM INVESTMENTS LIMITED→ NI031681 · est 1996 | — | — | — | 0 | 29y | 83 | 77y |
| AHOGHILL COMMUNITY PROPERTY DEVELOPMENT COMPANY LTD→ NI055105 · est 2005 | — | — | — | 400 | 21y | 83 | 89y |
| ARDFOYLE TRUST→ NI016968 · est 1983 | — | — | — | 700 | 42y | 83 | 87y |
| ARDILAUN LTD→ NI057602 · est 2005 | — | — | — | 400 | 20y | 83 | 76y |
| ASHTREE INVESTMENTS LIMITED→ NI026837 · est 1992 | — | — | — | 300 | 33y | 83 | 63y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-07-27
Jurisdictionnorthern-ireland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
River House
Home Avenue
Newry
Co. Down
BT34 2DL
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (5 active · 1 resigned)
Active
MOORHEAD, Joan→
Activedirector · ~56y · appointed 2020-02-28
View their other companies + combined net worth →
MOORHEAD, Phillip Franklin→
Activedirector · ~57y · appointed 2012-07-27
View their other companies + combined net worth →
PURDY, Louise→
Activedirector · ~57y · appointed 2020-02-28
View their other companies + combined net worth →
PURDY, Stephen John→
Activedirector · ~58y · appointed 2012-07-27
View their other companies + combined net worth →
STEVENSON, Brian→
Resigneddirector · ~56y · appointed 2012-07-27 · resigned 2018-03-30
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Northern Bank Northern Bank Limited | A registered charge | — | 24/03/2022 | 30/04/2025 | |
| satisfied | NatWest Group Ulster Bank Limited | A registered charge | 1 property | 17/07/2015 | 21/08/2020 | |
| satisfied | NatWest Group Ulster Bank Limited | A registered charge | 1 property | 30/01/2015 | 21/08/2020 | |
| satisfied | NatWest Group Ulster Bank Limited | A registered charge | — | 01/10/2014 | 21/08/2020 |
Recent filings (43 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-13
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-01-27
mortgage-satisfy-charge-full
mortgage · MR04
2020-08-21