MORRISON HOLDEN MORTGAGE & INSURANCE SOLUTIONS LIMITED

🌳Matureactive
NI631961 · ltd · incorporated 2015-06-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£243
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £243
Net assets shrinking
Down £104 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£243
↓ 30% YoY
Current Assets
£39k
↓ 14% YoY
Current Liabilities
—
£0£9k£18k£27k£36k£45kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£243£347
Current assets£38.7k£44.9k
Net assets£243£347

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2025-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-06-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-05-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2023-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-06-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-06-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2020-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2019-09-16
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  9. 2019-05-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2018-06-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2018-06-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2017-03-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2017-03-13
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  14. 2016-09-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2016-09-20
    ➕
    HOLDEN, Jonathan Robert Joseph appointed
    director
  16. 2016-06-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2015-06-16
    🏢
    Company incorporated
    As MORRISON HOLDEN MORTGAGE & INSURANCE SOLUTIONS LIMITED
  18. 2015-06-16
    ➕
    MORRISON, Gareth appointed
    director
  19. 2015-06-16
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "HOLDEN" — strong identity link between founder and business.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Gareth Morrison
Individual · British · DOB 10/1976 · age 50
25–50%
—25-50% shares10/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · BT postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
SEOPA LTD→
NI046322 · est 2003
£34.63M
£25.18M–£44.07M
£32.38M—750023y9051y
WILLIS & COMPANY (INSURANCE BROKERS) LIMITED→
NI032004 · est 1997
£21.84M
£15.89M–£27.80M
——980029y8781y
LODGE FINANCIAL ADVICE LIMITED→
NI045612 · est 2003
£716.5k
£521.1k–£911.9k
——823y8361y
ACKER DEVELOPMENTS LIMITED→
NI028267 · est 1994 · no financials extracted
————32y8360y
CREATION CONSUMER FINANCE LIMITED→
NI032565 · est 1997 · no financials extracted
————28y8367y
CRN FINANCIAL SERVICES LIMITED→
NI018912 · est 1985
——£178.8k—40y8364y
DRUMBEARN LIMITED→
NI054292 · est 2005 · no financials extracted
————21y8360y
GDP PARTNERSHIP LIMITED→
NI605327 · est 2010
——£8.9k—15y8362y
INSURE I LIMITED→
NI072940 · est 2009
——£1.62M—16y8366y
M & D FINANCIAL MANAGEMENT LIMITED→
NI049794 · est 2004
———60022y8360y
MCGRADY FINANCIAL SERVICES LIMITED→
NI032133 · est 1997
——£215.7k—29y8360y
MORTGAGE IQ LIMITED→
NI056126 · est 2005
——£18.4k—20y8358y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-06-16
Jurisdictionnorthern-ireland
Primary SIC65110 — Life insurance

Registered office

34 Edward Street
Portadown
Craigavon
BT62 3NE
Northern Ireland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-06-30
Last: 2025-06-16

Officers (2 active · 0 resigned)

HOLDEN, Jonathan Robert Joseph→
director · ~42y · appointed 2016-09-20
View their other companies + combined net worth →
Active
MORRISON, Gareth→
director · ~50y · appointed 2015-06-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (25 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-03
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-26
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-26
certificate-change-of-name-company
change-of-name · CERTNM
2019-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-20