ROCK25 LIMITED

🌱Startupactive
NI725259 · ltd · incorporated 2025-01-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
70/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · oldest 0.9y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.9 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2025-06-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2025-06-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-06-27
    🔓
    Charge satisfied #2
  4. 2025-06-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-06-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-06-26
    🔒
    Charge registered #3
    Lender: Kensington Mortgage Company Limited
  7. 2025-06-26
    🔒
    Charge registered #2
    Lender: Kensington Mortgage Company Limited
  8. 2025-06-26
    🔒
    Charge registered #1
    Lender: Kensington Mortgage Company Limited
  9. 2025-01-09
    🏢
    Company incorporated
    As ROCK25 LIMITED
  10. 2025-01-09
    KILKEY, Barry Christopher appointed
    director
  11. 2025-01-09
    MOFFETT, Jill Margaret appointed
    director
  12. 2025-01-09
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 1.4 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-06-26: A registered charge; 2025-06-26: A registered charge; 2025-06-26: A registered charge

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Barry Christopher Kilkey
Individual · Irish · DOB 06/1987 · age 39
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/01/2025
Ms Jill Margaret Moffett
Individual · British · DOB 07/1990 · age 36
2550%
25–50%board control25-50% shares · 25-50% voting · board control09/01/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive
Typeltd
Incorporated2025-01-09
Jurisdictionnorthern-ireland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

25 Rock Hill
Donaghadee
BT21 0FB
Northern Ireland

Filing status

Accounts
Next due: 2026-10-09
Last made up to:
Confirmation statement
Next due: 2027-01-22
Last: 2026-01-08

Officers (2 active · 0 resigned)

KILKEY, Barry Christopher
director · ~39y · appointed 2025-01-09
View their other companies + combined net worth →
Active
MOFFETT, Jill Margaret
director · ~36y · appointed 2025-01-09
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Kensington Mortgage Company
Kensington Mortgage Company Limited
A registered charge1 property26/06/2025
satisfied
Kensington Mortgage Company
Kensington Mortgage Company Limited
A registered charge1 property26/06/202527/06/2025
outstanding
Kensington Mortgage Company
Kensington Mortgage Company Limited
A registered charge1 property26/06/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (6 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-26
incorporation-company
incorporation · NEWINC
2025-01-09