ULSTER REFORM CLUB BUILDING COMPANY LIMITED - THE
- · Oldest live charge 16.4y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 70/100. Strong seller-intent signal (65/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 16.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 16.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (68 events)Click to expand
- 2025-10-01📄accounts-with-accounts-type-smallaccounts · AA
- 2024-08-15📄accounts-with-accounts-type-smallaccounts · AA
- 2023-10-09📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-02-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-02-09➕LAIRD, Matthew David appointedsecretary
- 2023-02-09➖MCCRUDDEN, Lorna Margaret resignedsecretary
- 2022-11-15➕LAIRD, Ivan James appointeddirector
- 2022-04-29📄accounts-with-accounts-type-smallaccounts · AA
- 2021-08-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-11➕COPELAND, Michael P appointeddirector
- 2021-08-11➕SMITH, Michael appointeddirector
- 2021-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-24➖CALLAN, Christopher John resigneddirector
- 2021-03-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-26📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-08-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-08-20➖GRAHAM, Alexander William resignedsecretary
- 2020-08-20➕MCCRUDDEN, Lorna Margaret appointedsecretary
- 2020-08-20➖MCALPINE, Jonathan Timothy resigneddirector
- 2020-08-20➖MORTON, J Campbell resigneddirector
- 2020-02-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-28➕LOWRY, Christopher Thomas John appointeddirector
- 2019-05-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-03-21➖CRAWFORD, Michael James resigneddirector
- 2018-05-29➕SPROULE, Eric Henry appointeddirector
- 2017-06-01➕BANNON, Adrian Gerard Konrad appointeddirector
- 2017-03-14➕MCCANN, Robert William Crowe appointeddirector
- 2017-03-14➖SPROULE, Eric Henry resigneddirector
- 2017-01-05➖JENKINS MBE FRICS IRRV (HONS), William Harris resigneddirector
- 2015-03-24➕CALLAN, Christopher John appointeddirector
- 2015-03-23➖HENDERSON, Arthur Robinson resigneddirector
- 2014-06-05🔓Charge satisfied #2
- 2014-06-05🔓Charge satisfied #1
- 2014-05-21🔒Charge registered #3Lender: Northern Bank Limited
- 2012-07-24➕CRAWFORD, Michael James appointeddirector
- 2012-07-24➕MCALPINE, Jonathan Timothy appointeddirector
- 2012-07-24➖MCKEE, Joseph, Dr resigneddirector
- 2012-03-13➖MCMILLAN, Anthony Robert William resigneddirector
- 2011-06-14➕JENKINS MBE FRICS IRRV (HONS), William Harris appointeddirector
- 2009-12-09🔒Charge registered #2Lender: Ulster Bank Limited
- 2009-12-09🔒Charge registered #1Lender: Ulster Bank Limited
- 2008-06-09➖BOYD, David Stanley resigneddirector
- 2008-06-09➕HENDERSON, Arthur Robinson appointeddirector
- 2008-06-09➖MCCANN, Robert William Crowe resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 82 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 145 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ulster Reform Club is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ulster Reform Club Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANTRIM COUNTY INVESTMENT MANAGERS LIMITED→ NI020714 · est 1987 | £141.8k £120.5k–£163.0k | — | £141.8k | — | 38y | 83 | 78y |
| JECK LTD→ NI616037 · est 2012 | — | £11.66M | — | 2700 | 13y | 84 | 59y |
| CFR 75 LIMITED→ NI623827 · est 2014 | — | £791.1k | — | 0 | 12y | 84 | 59y |
| MCCARTHY PRIME PROPERTIES LTD→ NI052166 · est 2004 | — | £10.9k | — | 0 | 21y | 88 | 80y |
| HILLVIEW LODGE LIMITED→ NI025138 · est 1990 | — | — | — | 187 | 35y | 87 | 76y |
| STRATHDEN LIMITED→ NI626346 · est 2014 | — | — | — | 200 | 11y | 85 | 62y |
| ADREM INVESTMENTS LIMITED→ NI031681 · est 1996 | — | — | — | 0 | 29y | 83 | 77y |
| AHOGHILL COMMUNITY PROPERTY DEVELOPMENT COMPANY LTD→ NI055105 · est 2005 | — | — | — | 400 | 21y | 83 | 89y |
| ARDFOYLE TRUST→ NI016968 · est 1983 | — | — | — | 700 | 42y | 83 | 87y |
| ARDILAUN LTD→ NI057602 · est 2005 | — | — | — | 400 | 20y | 83 | 76y |
| YELLOW STONE PROPERTY LIMITED→ NI654944 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| Z PROPERTY GROUP LIMITED→ NI648483 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 18 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Northern Bank Northern Bank Limited | A registered charge | 1 property | 21/05/2014 | — | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage and charge | 1 property | 09/12/2009 | 05/06/2014 | |
| satisfied | NatWest Group Ulster Bank Limited | Mortgage and charge | 1 property | 09/12/2009 | 05/06/2014 |