WILLIAM MURCHLAND & COMPANY LIMITED

🌳Matureactive

SC030230 · ltd · incorporated 1954-08-13

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jul 2016

Net worth

—

book net assets

Opportunity

46/100

Watch

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What this business does

Primary activity: Plumbing, heat and air-conditioning installation

Sector: Construction

Investor take

Pass (distressed without resilience)

Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 46/100 (watch), bankability 12/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (55/100). Current lenders should be on immediate intervention.

🏦

Refinance opportunity

7 live charges · 4 lenders · oldest 57.5y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 57.5 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 45/100 (high).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

10 officers (4 active, 10 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

107 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

46/100Watch

PassWatchWorth a lookStrongExceptional

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality

Concerning — overdue filings or status flags present.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Multiple red flags — proceed with caution.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · UK GAAP

Metric	2016-07-31	2015-07-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 miscellaneous

Last 180 days

filing

• 1 miscellaneous

Counts from Companies House filing history.

Corporate timeline (50 events)Click to expand

2026-03-10
📄
court-order
miscellaneous · OC-DV
2024-11-19
⚠️
gazette-dissolved-liquidation
gazette · GAZ2
2024-08-19
⚠️
liquidation-compulsory-return-final-meeting-court-scotland
insolvency · WU15(Scot)
2017-08-31
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-07-11
⚠️
liquidation-compulsory-notice-winding-up-scotland
insolvency · CO4.2(Scot)
2017-07-11
⚠️
liquidation-compulsory-winding-up-order-scotland
insolvency · 4.2(Scot)
2017-06-13
⚠️
liquidation-compulsory-appointment-provisional-liquidator-scotland
insolvency · 4.9(Scot)
2017-04-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2017-03-23
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2017-03-10
🔒
Charge registered #8
Lender: Arete Developments Limited
2016-07-28
➕
YOUNG, Steven appointed
director
2016-07-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2016-04-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-01-19
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-03-10
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-01-07
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-01-07
📄
change-person-director-company-with-change-date
officers · CH01
2014-07-02
📄
capital-allotment-shares
capital · SH01
2014-05-01
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-02-10
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-05-01
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2013-02-12
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-01-18
📄
legacy
mortgage · MG03s
2013-01-18
🔓
Charge satisfied #6
2012-12-18
📄
legacy
mortgage · MG01s
2012-12-11
🔒
Charge registered #7
Lender: Bank of Scotland PLC
2012-05-04
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2012-01-12
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2011-06-01
🔓
Charge satisfied #5
2011-06-01
🔓
Charge satisfied #4
2011-06-01
🔓
Charge satisfied #3
2011-06-01
🔓
Charge satisfied #1
2011-05-27
➕
MCTAGGART, Andrew Greg appointed
secretary
2011-05-27
➕
MCTAGGART, Andrew Greg appointed
director
2011-05-27
➕
MCTAGGART, Angus Neil appointed
director
2011-05-27
➖
GOURLAY, Helen resigned
secretary
2011-05-27
➖
GOURLAY, Helen resigned
director
2011-05-27
➖
PARKER, Archibald Muir resigned
director
2011-05-27
➖
PARKER, Lillian Anne resigned
director
2011-05-27
🔒
Charge registered #6
Lender: Santander UK PLC
2007-01-01
➕
GOURLAY, Helen appointed
director
2007-01-01
➕
PARKER, Lillian Anne appointed
director
2006-12-31
➖
MCCALL, Alastair William resigned
director
2006-12-01
➕
GOURLAY, Helen appointed
secretary
2006-11-30
➖
MCCALL, Alastair William resigned
secretary
1985-05-06
🔒
Charge registered #5
Lender: The Governor and Company of the Bank of Scotland
1977-01-31
🔒
Charge registered #4
Lender: The Governor and Company of the Bank of Scotland
1975-10-28
🔒
Charge registered #3
Lender: The Governor and Company of the Bank of Scotland
1968-11-07
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
1954-08-13
🏢
Company incorporated
As WILLIAM MURCHLAND & COMPANY LIMITED

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Founder age: Director aged approximately 76 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

78/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 72 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

3 high · 2 med ·

Accounts overdue

high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2018-04-30

Confirmation statement overdue

high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2018-01-14

5 insolvency-related filings on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2024-11-19: gazette-dissolved-liquidation; 2024-08-19: liquidation-compulsory-return-final-meeting-court-scotland

Has insolvency history

medium

Companies House flags prior insolvency events. Review the insolvency filings for context.

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Greg Mctaggart Individual · British · DOB 03/1971 · age 55	25–50%	—	25-50% shares	01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
GEORGE LESLIE LIMITED→ SC251886 · est 2003	£42.07M £30.05M–£54.09M	—	—	43000	22y	87	59y
MACKENZIE CONSTRUCTION LIMITED→ SC073177 · est 1980	£19.04M £13.60M–£24.48M	—	—	292	45y	87	61y
SLM MACKENZIE LIMITED→ SC243618 · est 2003	£19.02M £13.59M–£24.46M	—	—	292	23y	86	63y
LUDDON CONSTRUCTION LIMITED→ SC057943 · est 1975	£15.71M £11.22M–£20.20M	—	—	55400	50y	87	60y
CURTIS MOORE (CLADDING SYSTEMS) LIMITED→ SC206369 · est 2000	£6.45M £4.61M–£8.30M	—	—	3700	26y	85	65y
A.B. 2000 LTD.→ SC155832 · est 1995	£6.43M £4.59M–£8.26M	—	—	10600	31y	84	46y
VEITCHI INTERIORS LIMITED→ SC042401 · est 1965	£3.00M £2.15M–£3.86M	—	—	53	60y	87	61y
WESTPOINT CONSTRUCTION COMPANY (SCOTLAND) LTD→ SC101441 · est 1986	£968.2k £691.5k–£1.24M	—	—	66	39y	85	70y
INSITE CONTRACTS LIMITED→ SC162464 · est 1996	£682.9k £487.8k–£878.0k	—	—	47	30y	85	60y
TARPAVE LIMITED→ SC240089 · est 2002	£32.6k £23.3k–£41.9k	£2.30M	—	1100	23y	84	65y
A H F CONSTRUCTION MANAGEMENT LTD.→ SC352436 · est 2008	—	—	£2.19M	—	17y	83	58y
ALGAS MEDICAL INSTALLATIONS LIMITED→ SC284549 · est 2005	—	—	—	2200	21y	83	70y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

12 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1954-08-13

Jurisdictionscotland

Primary SIC43220 — Plumbing, heat and air-conditioning installation

Registered office

C/O Johnston Carmichael

227 West George Street

Glasgow

G2 2ND

Filing status

Accounts

Next due: 2018-04-30OVERDUE

Last made up to: 2016-07-31

Confirmation statement

Next due: 2018-01-14OVERDUE

Last: 2016-12-31

Officers (4 active · 6 resigned)

MCTAGGART, Andrew Greg→

secretary · appointed 2011-05-27

View their other companies + combined net worth →

Active

MCTAGGART, Andrew Greg→

director · ~55y · appointed 2011-05-27

View their other companies + combined net worth →

Active

MCTAGGART, Angus Neil→

director · ~76y · appointed 2011-05-27

View their other companies + combined net worth →

Active

YOUNG, Steven→

director · ~56y · appointed 2016-07-28

View their other companies + combined net worth →

Active

GOURLAY, Helen→

secretary · appointed 2006-12-01 · resigned 2011-05-27

Resigned

MCCALL, Alastair William→

secretary · resigned 2006-11-30

Resigned

GOURLAY, Helen→

director · ~74y · appointed 2007-01-01 · resigned 2011-05-27

Resigned

MCCALL, Alastair William→

director · ~79y · resigned 2006-12-31

Resigned

PARKER, Archibald Muir→

director · ~83y · resigned 2011-05-27

Resigned

PARKER, Lillian Anne→

director · ~82y · appointed 2007-01-01 · resigned 2011-05-27

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:7 of 7 shown

		Type	Properties
outstanding	Arete Developments Arete Developments Limited	A registered charge	—	10/03/2017	—
outstanding	Lloyds Banking Group Bank of Scotland PLC	Floating charge	1 property	11/12/2012	—
satisfied	Santander Santander UK PLC	Floating charge	1 property	27/05/2011	18/01/2013
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	06/05/1985	01/06/2011
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	31/01/1977	01/06/2011
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Grs ayr standard security	1 property	28/10/1975	01/06/2011
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	07/11/1968	01/06/2011

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (107 total)

court-order

miscellaneous · OC-DV

2026-03-10

gazette-dissolved-liquidation

gazette · GAZ2

2024-11-19

liquidation-compulsory-return-final-meeting-court-scotland

insolvency · WU15(Scot)

2024-08-19

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2017-08-31

liquidation-compulsory-notice-winding-up-scotland

insolvency · CO4.2(Scot)

2017-07-11

liquidation-compulsory-winding-up-order-scotland

insolvency · 4.2(Scot)

2017-07-11

liquidation-compulsory-appointment-provisional-liquidator-scotland

insolvency · 4.9(Scot)

2017-06-13

accounts-with-accounts-type-total-exemption-small

accounts · AA

2017-04-28

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2017-03-23

confirmation-statement-with-updates

confirmation-statement · CS01

2017-01-11

appoint-person-director-company-with-name-date

officers · AP01

2016-07-28

accounts-with-accounts-type-total-exemption-small

accounts · AA

2016-04-29

annual-return-company-with-made-up-date-full-list-shareholders

annual-return · AR01

2016-01-19

accounts-with-accounts-type-total-exemption-small

accounts · AA

2015-03-10

annual-return-company-with-made-up-date-full-list-shareholders

annual-return · AR01

2015-01-07