CLYDE COAST CONTRACTS LIMITED

🌳Matureactive

SC068689 · ltd · incorporated 1979-06-28

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 36.8y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2024

Net worth

£5.34M

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

41201Construction of commercial buildings
41202Construction of domestic buildings
42990Construction of other civil engineering projects n.e.c.

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 36.8y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 36.8 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

7 officers (3 active, 7 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

127 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £5,340,852

Cash YoY

+45%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£2.8m

↑ 45% YoY

Net Worth

£5.3m

↑ 4.9% YoY

Current Assets

£5.4m

↑ 26% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-11-30	2023-11-30
Total assets	£5.94M	£5.60M
Current assets	£5.36M	£4.26M
Cash	£2.76M	£1.91M
Debtors	£2.16M	£1.95M
Net assets	£5.34M	£5.09M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (26 events)Click to expand

2025-08-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-07-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-01-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-10-31
➖
MCLAUGHLIN, Rosemary resigned
secretary
2017-10-31
➖
MCLAUGHLIN, Owen resigned
director
2017-10-31
➖
MCLAUGHLIN, Rosemary resigned
director
2017-10-31
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2017-10-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-08-28
📄
accounts-with-accounts-type-small
accounts · AA
2016-06-22
📄
accounts-with-accounts-type-medium
accounts · AA
2016-02-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2016-02-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-01-26
➕
MCLAUGHLIN, Anthony appointed
director
2005-12-01
➕
MCLAUGHLIN, Michael appointed
director
2004-06-28
➖
MCLAUGLIN, Edward resigned
director
2004-06-24
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2002-12-01
➕
MCLAUGHLIN, Owen appointed
director
1999-12-01
➕
MCLAUGLIN, Edward appointed
director
1989-09-01
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1979-06-28
🏢
Company incorporated
As CLYDE COAST CONTRACTS LIMITED

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Owen Mclaughlin Individual · Scottish · DOB 08/1970 · age 56	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

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ABN SERVICES CO. LTD.→ SC216960 · est 2001	£187.1k £133.6k–£240.6k	—	—	35	25y	83	61y
BWA NEXUS LIMITED→ SC205639 · est 2000	£70.3k £50.3k–£90.5k	—	—	3	26y	92	62y
MACMILLAN PRESERVATION LIMITED→ SC123252 · est 1990	£10.7k £7.7k–£13.8k	—	—	5	36y	82	65y
ALBA DEWATERING SERVICES LIMITED→ SC235431 · est 2002	—	—	—	40	23y	83	66y
BURNAWN SERVICES LTD→ SC307932 · est 2006	—	—	—	1400	19y	83	58y
JJL GROUNDWORKS (AYR) LTD.→ SC256402 · est 2003	—	—	£2.22M	—	22y	83	60y
MCTAGGART CIVILS LIMITED→ SC344109 · est 2008	—	—	—	0	18y	83	61y
RTS CONTRACTS LIMITED→ SC205745 · est 2000	—	—	£961.4k	—	26y	83	61y
WEST SIPHONICS SYSTEMS LIMITED→ SC381758 · est 2010	—	—	£1.84M	—	15y	83	66y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1979-06-28

Jurisdictionscotland

Primary SIC41100 — Development of building projects

Registered office

36 Green Street

Ayr

Ayrshire

KA8 8BQ

Filing status

Accounts

Next due: 2026-08-31

Last made up to: 2024-11-30

Confirmation statement

Next due: 2027-01-14

Last: 2025-12-31

Officers (3 active · 4 resigned)

MCLAUGHLIN, Anthony→

director · ~47y · appointed 2016-01-26

View their other companies + combined net worth →

Active

MCLAUGHLIN, Michael→

director · ~64y · appointed 2005-12-01

View their other companies + combined net worth →

Active

MCLAUGHLIN, Owen→

director · ~56y · appointed 2002-12-01

View their other companies + combined net worth →

Active

MCLAUGHLIN, Rosemary→

secretary · resigned 2017-10-31

Resigned

MCLAUGHLIN, Owen→

director · ~79y · resigned 2017-10-31

Resigned

MCLAUGHLIN, Rosemary→

director · ~78y · resigned 2017-10-31

Resigned

MCLAUGLIN, Edward→

director · ~68y · appointed 1999-12-01 · resigned 2004-06-28

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Standard security	1 property	24/06/2004	—
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	01/09/1989	—

Click column headers to sort. Use filters above to narrow by status and lender.