CLYDE COAST CONTRACTS LIMITED

🌳Matureactive

SC068689 · ltd · incorporated 1979-06-28

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 36.9y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2024

Net worth

£5.34M

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

41201Construction of commercial buildings
41202Construction of domestic buildings
42990Construction of other civil engineering projects n.e.c.

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 36.9y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 36.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

7 officers (3 active, 7 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

127 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £5,340,852

Cash YoY

+45%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£2.8m

↑ 45% YoY

Net Worth

£5.3m

↑ 4.9% YoY

Current Assets

£5.4m

↑ 26% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-11-30	2023-11-30
Total assets	£5.94M	£5.60M
Current assets	£5.36M	£4.26M
Cash	£2.76M	£1.91M
Debtors	£2.16M	£1.95M
Net assets	£5.34M	£5.09M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (26 events)Click to expand

2025-08-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-07-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-01-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-10-31
➖
MCLAUGHLIN, Rosemary resigned
secretary
2017-10-31
➖
MCLAUGHLIN, Owen resigned
director
2017-10-31
➖
MCLAUGHLIN, Rosemary resigned
director
2017-10-31
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2017-10-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-08-28
📄
accounts-with-accounts-type-small
accounts · AA
2016-06-22
📄
accounts-with-accounts-type-medium
accounts · AA
2016-02-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2016-02-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-01-26
➕
MCLAUGHLIN, Anthony appointed
director
2005-12-01
➕
MCLAUGHLIN, Michael appointed
director
2004-06-28
➖
MCLAUGLIN, Edward resigned
director
2004-06-24
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2002-12-01
➕
MCLAUGHLIN, Owen appointed
director
1999-12-01
➕
MCLAUGLIN, Edward appointed
director
1989-09-01
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1979-06-28
🏢
Company incorporated
As CLYDE COAST CONTRACTS LIMITED

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Owen Mclaughlin Individual · Scottish · DOB 08/1970 · age 56	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

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MCTAGGART GROUP LIMITED→ SC314901 · est 2007	£10.61M £7.58M–£13.63M	—	—	0	19y	83	61y
DALCON LIMITED→ SC327630 · est 2007	£6.00M £4.28M–£7.71M	—	—	96	18y	88	58y
ABN SERVICES CO. LTD.→ SC216960 · est 2001	£187.1k £133.6k–£240.6k	—	—	35	25y	83	61y
BWA NEXUS LIMITED→ SC205639 · est 2000	£70.3k £50.3k–£90.5k	—	—	3	26y	92	62y
MACMILLAN PRESERVATION LIMITED→ SC123252 · est 1990	£10.7k £7.7k–£13.8k	—	—	5	36y	82	65y
ALBA DEWATERING SERVICES LIMITED→ SC235431 · est 2002	—	—	—	40	23y	83	66y
BURNAWN SERVICES LTD→ SC307932 · est 2006	—	—	—	1400	19y	83	58y
JJL GROUNDWORKS (AYR) LTD.→ SC256402 · est 2003	—	—	£2.22M	—	22y	83	60y
MCTAGGART CIVILS LIMITED→ SC344109 · est 2008	—	—	—	0	18y	83	61y
RTS CONTRACTS LIMITED→ SC205745 · est 2000	—	—	£961.4k	—	26y	83	61y
WEST SIPHONICS SYSTEMS LIMITED→ SC381758 · est 2010	—	—	£1.84M	—	15y	83	66y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1979-06-28

Jurisdictionscotland

Primary SIC41100 — Development of building projects

Registered office

36 Green Street

Ayr

Ayrshire

KA8 8BQ

Filing status

Accounts

Next due: 2026-08-31

Last made up to: 2024-11-30

Confirmation statement

Next due: 2027-01-14

Last: 2025-12-31

Officers (3 active · 4 resigned)

MCLAUGHLIN, Anthony→

director · ~47y · appointed 2016-01-26

View their other companies + combined net worth →

Active

MCLAUGHLIN, Michael→

director · ~64y · appointed 2005-12-01

View their other companies + combined net worth →

Active

MCLAUGHLIN, Owen→

director · ~56y · appointed 2002-12-01

View their other companies + combined net worth →

Active

MCLAUGHLIN, Rosemary→

secretary · resigned 2017-10-31

Resigned

MCLAUGHLIN, Owen→

director · ~79y · resigned 2017-10-31

Resigned

MCLAUGHLIN, Rosemary→

director · ~78y · resigned 2017-10-31

Resigned

MCLAUGLIN, Edward→

director · ~68y · appointed 1999-12-01 · resigned 2004-06-28

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Standard security	1 property	24/06/2004	—
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	01/09/1989	—

Click column headers to sort. Use filters above to narrow by status and lender.