CLYDE COAST CONTRACTS LIMITED

🌳Matureactive
SC068689 · ltd · incorporated 1979-06-28
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 36.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£5.34M
book net assets
Opportunity
83/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
  • 41201Construction of commercial buildings
  • 41202Construction of domestic buildings
  • 42990Construction of other civil engineering projects n.e.c.
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 36.6y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 36.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
127 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £5,340,852
Cash YoY
+45%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2.8m
↑ 45% YoY
Net Worth
£5.3m
↑ 4.9% YoY
Current Assets
£5.4m
↑ 26% YoY
Current Liabilities
—
£0£1.1m£2.1m£3.2m£4.3m£5.4mNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Total assets£5.94M£5.60M
Current assets£5.36M£4.26M
Cash£2.76M£1.91M
Debtors£2.16M£1.95M
Net assets£5.34M£5.09M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-08-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-08-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-08-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-08-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-07-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-01-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2017-10-31
    ➖
    MCLAUGHLIN, Rosemary resigned
    secretary
  11. 2017-10-31
    ➖
    MCLAUGHLIN, Owen resigned
    director
  12. 2017-10-31
    ➖
    MCLAUGHLIN, Rosemary resigned
    director
  13. 2017-10-31
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2017-10-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2017-08-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2016-06-22
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  17. 2016-02-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2016-02-04
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2016-01-26
    ➕
    MCLAUGHLIN, Anthony appointed
    director
  20. 2005-12-01
    ➕
    MCLAUGHLIN, Michael appointed
    director
  21. 2004-06-28
    ➖
    MCLAUGLIN, Edward resigned
    director
  22. 2004-06-24
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  23. 2002-12-01
    ➕
    MCLAUGHLIN, Owen appointed
    director
  24. 1999-12-01
    ➕
    MCLAUGLIN, Edward appointed
    director
  25. 1989-09-01
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  26. 1979-06-28
    🏢
    Company incorporated
    As CLYDE COAST CONTRACTS LIMITED

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Owen Mclaughlin
Individual · Scottish · DOB 08/1970 · age 56
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · KA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CRAIG GREEN ELECTRICAL LTD→
SC749888 · est 2022 · no financials extracted
————3y——
CRAIG MCCLINTOCK HEATING LIMITED→
SC734342 · est 2022 · no financials extracted
————3y——
D. BURNS & SON LIMITED→
SC301230 · est 2006 · no financials extracted
————19y——
DAGGER ELECTRICS (AYRSHIRE) LTD→
SC562277 · est 2017 · no financials extracted
————9y——
DAHMS SURFACE REPAIRS LTD→
SC581177 · est 2017 · no financials extracted
————8y——
DALGARVEN HOMES (SCOTLAND) LIMITED→
SC355836 · est 2009 · no financials extracted
————17y——
DALHOWAN DEVELOPMENTS LTD→
SC881232 · est 2026 · no financials extracted
———————
DARRYL WHITE HOME IMPROVEMENTS LTD→
SC815770 · est 2024 · no financials extracted
————1y——
DAVID CHARLES BUILDING SERVICES LIMITED→
SC689268 · est 2021 · no financials extracted
————5y——
DB DECORATORS LTD→
SC824469 · est 2024 · no financials extracted
————1y——
DB JOINERY LIMITED→
SC637258 · est 2019 · no financials extracted
————6y——
DC 20 LTD→
SC679825 · est 2020 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1979-06-28
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

36 Green Street
Ayr
Ayrshire
KA8 8BQ

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (3 active · 4 resigned)

MCLAUGHLIN, Anthony→
director · ~47y · appointed 2016-01-26
View their other companies + combined net worth →
Active
MCLAUGHLIN, Michael→
director · ~64y · appointed 2005-12-01
View their other companies + combined net worth →
Active
MCLAUGHLIN, Owen→
director · ~56y · appointed 2002-12-01
View their other companies + combined net worth →
Active
MCLAUGHLIN, Rosemary→
secretary · resigned 2017-10-31
Resigned
MCLAUGHLIN, Owen→
director · ~79y · resigned 2017-10-31
Resigned
MCLAUGHLIN, Rosemary→
director · ~78y · resigned 2017-10-31
Resigned
MCLAUGLIN, Edward→
director · ~68y · appointed 1999-12-01 · resigned 2004-06-28
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property24/06/2004—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property01/09/1989—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (127 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-12-31